Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Agar Kulit Awet Muda, Coba Dengan Minuman Ini


Bukan hanya sayur dan buah yang bisa memberikan keajaiban untuk kulit agar senantiasa awet muda. Minuman yang Anda konsumsi sehari-hari, juga bisa bermanfaat meremajakan kulit.
Bukan hanya air putih, minuman seperti kopi, teh, susu, juga cokelat panas mampu mencegah terjadinya penuaan dini.
Seperti dikutip laman Shine, Sabtu, 28 Juli 2012, seorang dermatolog di Mount Kisco, New York, David E. Bank, MD mengungkapkan bahwa minum air putih bukan hanya bermanfaat mengusir rasa haus. Konsumsi air putih secara teratur juga mampu melembabkan dan mempercantik kulit.
“Menjaga kadar hidrasi dalam tubuh dengan mengkonsumsi banyak air putih bisa membuat kulit Anda tampak lebih berkilau. Air putih sangat baik diminum saat alarm berbunyi, saat bangun tidur, dan sebelum tidur,” katanya.
Ingin tahu lebih jauh soal manfaat minuman lainnya yang bisa membuat kulit awet muda, simak yang berikut ini:
KOPI
158822 kopi hitam 663 382 Agar Kulit Awet Muda, Coba Minuman Ini
Berbicara mengenai kopi, banyak orang yang masih berpendapat bahwa kopi buruk bagi kesehatan. Sebenarnya hal itu tidak sepenuhnya benar. Kopi, asalkan dikonsumsi secara bijak, sebenarnya justru bermanfaat bagi kesehatan.
Menurut Harvard Women’s Health, konsumsi kopi beberapa cangkir sehari dapat mengurangi risiko diabetes tipe 2, pembentukan batu ginjal, kanker usus besar, penyakit parkinson, kerusakan fungsi hati (sirosis), penyakit jantung serta menghambat penurunan daya kognitif otak. Menikmati secangkir kopi, akan lebih baik jika dilakukan pada saat sarapan.
GREEN TEA
Penuaan dini bisa disebabkan oleh radikal bebas. Pemicu datangnya radikal bebas ini masuk ke dalam tubuh kita karena sering merokok, radiasi sinar matahari, dan polusi. Antioksidan merupakan zat yang dikenal sebagai musuh penuaan. Ia diibaratkan senjata yang mampu melawan musuh tubuh sehingga melindungi kita dari kerusakan sel dan jaringan tubuh.
Sebenarnya tubuh kita telah memiliki antioksidan alami yang melumpuhkan radikal bebas tersebut yang dikenal dengan enzim SOD (Super Oksida Dismutase) dan glutathione. Namun sayangnya, seiring bertambahnya usia, tubuh memerlukan antioksidan dari luar tubuh, yang dapat kita peroleh melalui makanan yang mengandung vitamin E, Vitamin C, dan beta karoten (prekursor Vitamin A).
Selain vitamin-vitamin tersebut, antioksidan lain yang terbukti ampuh melawan radikal bebas yaitu polyphenol, yang bisa kita dapatkan dari secangkir teh hijau. Hasil studi di Jepang terhadap 8.500 orang telah membuktikan bahwa konsumsi teh hijau jangka panjang dapat meningkatkan usia hingga 82 tahun pada wanita dan 76 tahun pada pria.
COKELAT PANAS
Secangkir cokelat panas tak hanya nikmat tapi juga bikin awet muda. Sebab cokelat merupakan sumber antioksidan yang populer saat ini, yaitu flavonoid. Flavonoid juga dapat ditemukan dalam teh dan anggur merah.
Flavonoid berfungsi sebagai pelindung kulit terhadap sinar matahari dan peradangan. Zat ini juga menghambat penuaan kulit serta dapat menjaga kesehatan jantung.
RED WINE
Sebuah penelitian yang dilakukan oleh para ahli dari Harvard Medical School membuktikan bahwa anggur merah atau red wine berkhasiat membuat kulit dan otot tetap awet muda. Selama ini, mengkonsumsi red wine memang dipercaya ampuh menurunkan kolesterol dan mengurangi risiko penyakit kardiovaskular. Namun ternyata red wine memiliki khasiat yang lain, yaitu membuat peminumnya tetap awet muda.
Sebuah senyawa yang disebut pada resveratrol (yang juga terdapat pada buah anggur merah) terbukti ampuh dalam memberi stimulasi pada gen dan membuat sel-sel tubuh bertahan lebih lama. Para ahli medis pun menyimpulkan bahwa mengonsumsi red wine secara teratur mampu membuat kulit dan otot menjadi tampak lebih muda dan segar.
SUSU
Susu, bukan hanya baik diminum sebelum Anda tidur. Dan, selain alasan kesehatan, susu menjadi salah satu sumber kecantikan bagi wanita. Ratu Mesir, Cleopatra, adalah salah satu wanita cantik yang menggunakan susu sebagai bahan kencantikannya. Para wanita Yunani juga telah lama dikenal menggunakan yoghurt sebagai bahan kecantikan.
Tak heran, berbagai jenis perawatan wajah dan tubuh menawarkan kandungan susu untuk mempertahankan awet muda dan kecantikan alami.
Susu dapat digunakan untuk mengobati luka bakar karena adanya sifat anti-inflamasi. Susu juga mengandung vitamin A, D, E yang merupakan vitamin yang diperlukan untuk membuat kulit awet muda.

Read more: http://kokeykhia.blogspot.com/2012/08/agar-kulit-awet-muda-coba-minuman-ini.html#ixzz2GtuvlpAC
Close Klik 2x
Selamat Datang