Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Misteri Waktu Beroutar Kembali



Keajaiban yang diciptakan alam dengan jelas dan pasti memberitahu kita, bahwa pada abad ke-20 yang baru saja berlalu, secara membingungkan terjadilah sesuatu yang tak habis dimengerti yaitu waktu berputar kembali....
secara teori, bahwa waktu berputar kembali, dan kembali ke masa lalu bukan tidak memungkinkan. Menurut teori Einstein, waktu dan ruang dapat mengalami perubahan dalam kecepatan cahaya. Jadi, seandainya suatu benda terbang dengan kecepatan 300000 km/detik, maka ruang bisa di perpendek, dan waktu bisa diperlambat.

Pada awal tahun 1994 silam, sebuah pesawat sipil Italia terbang di angkasa pantai Afrika. Tiba-tiba, pesawat lenyap dari layar radar di ruang kontrol. Di saat petugas bandara di landa kecemasan, pesawat sipil itu " muncul lagi " di ruang udara semula, dan radar dapat melacak kembali sinyal pesawat tersebut.

Terakhir, pesawat sipil ini berhasil mendarat dengan mulus di bandara wilayah Italia. Namun, awak pesawat dan 315 penumpangnya sama sekali tidak tahu bahwa mereka pernah “lenyap?. Dengan perasaan bingung kapten pilot berkata : “Pesawat kami tampak stabil setelah lepas landas dari Manila, dan tidak terjadi insiden apapun, namun, di luar dugaan petugas di ruang kontrol melaporkan kehilangan jejak pesawat, memang agak tidak normal.? Tetapi, kenyataannnya tidak dapat dibantah : ketika tiba di bandara, jam setiap penumpang terlambat 20 menit. Meskipun jarang tapi ada kejadian yang serupa.


This is the BLACK HOLE in the SKY

Menurut catatan arsip, pada 1970 silam juga pernah terjadi peristiwa serupa. Kala itu, sebuah pesawat penumpang jet 727 juga tanpa sebab yang jelas “hilang? selama 10 menit dalam penerbangannya ke bandara Internasional Miami, AS. 10 menit kemudian, pesawat tersebut muncul lagi di tempat semula, selanjutnya, pesawat tersebut tiba dengan selamat di tempat tujuan. Seluruh penumpang di dalam pesawat tersebut tidak tahu apa yang telah terjadi, dan alasan yang akhirnya membuat mereka percaya adalah karena jam mereka masing-masing terlambat 10 menit.

Atas fenomena ini, menurut para ahli satu-satunya penjelasan adalah : “dalam sesaat “kehilangan? itu, waktu “berhenti? tidak bergerak, atau dengan kata lain waktu berputar kembali.

Dalam penyelidikannya terhadap lorong waktu, John Buckally mengemukakan teori hipotesanya sebagai berikut.

Pertama, obyektifitas keberadaan lorong waktu adalah bersifat kematerialan, tidak terlihat, tidak dapat disentuh, tertutup untuk dunia fana kehidupan umat manusia, namun tidak mutlak, karena terkadang ia akan membukanya.

Kedua, lorong waktu dengan dunia manusia bukanlah suatu sistem waktu, setelah memasuki seperangkat sistem waktu, ada kemungkinan kembali ke masa lalu yang sangat jauh, atau memasuki masa depan, karena di dalam lorong waktu tersebut, waktu dapat bersifat searah maupun berlawanan arah, bisa bergerak lurus juga bisa berbalik, dan bahkan bisa diam membeku.

Ketiga, terhadap dunia fana (ruang fisik kita) di bumi, jika memasuki lorong waktu, berarti hilang secara misterius, dan jika keluar dari lorong waktu itu, maka artinya adalah muncul lagi secara misterius. Disebabkan lorong waktu dan bumi bukan merupakan sebuah sistem waktu, dan karena waktu bisa diam membeku, maka meskipun telah hilang selama 3 tahun, 5 tahun, bahkan 30 atau 50 tahun, waktunya sama seperti dengan satu atau setengah hari. Dalam ajaran Buddha terdapat satu bait penuturan: “Bagaikan sehari di kahyangan, tapi rasanya sudah ribuan tahun lamanya di bumi?, tampaknya memiliki makna kebenaran yang sangat dalam.


Uang Perak Modern Masuk ke Kuil
Tepat ketika pesawat penumpang Italia mengalami bahaya di udara pada tahun yang sama, dilaporkan bahwa kembali terjadi keajaiban waktu berputar kembali 4000 tahun di Mesir:

Sekeping uang perak modern yang belum di edarkan, terpendam di dasar sebuah Kuil Dewa Matahari.

Kala itu, sebuah tim arkeologi yang dibentuk oleh arkeolog Perancis, tiba di daerah aktivitas pertama manusia di tepi Sungai Nil untuk riset ilmiah.

Di sana mereka menemukan sebuah Kuil Dewa Matahari, dan hingga kini sudah 4000 tahun sejarahnya. Karena tak pernah dikunjungi manusia, kuil itu sudah lama runtuh, yang tersisa hanya puing-puing reruntuhan, sehingga tampak sunyi dan rongsok.

Ketika arkeolog menggali reruntuhan tersebut, di bawah sebuah tonggak batu kuno, mereka menemukan sekeping uang perak terkubur di bawah tanah.

Namun anehnya, itu bukan uang perak Mesir kuno, melainkan sekeping uang perak Amerika ; yang lebih mengherankan lagi, itu bukan uang perak kuno Amerika, tapi sekeping uang perak zaman sekarang.

Namun, yang tak habis dimengerti adalah : itu adalah uang perak dengan nilai nominal 25 sen dollar AS yang telah di cetak dan belum diedarkan yang masih “tertinggal‿ di kas negara Amerika, yang rencananya baru akan diedarkan pada tahun 1997.

Mengapa uang perak AS zaman sekarang bisa “berada‿ di dalam kuil Mesir kuno pada 4000 tahun silam ? Para ilmuwan benar-benar bingung dibuatnya.

Laporan Sangat Rahasia NATO
Andaikata, karena perputaran waktu dan kembali ke masa lalu seperti tersebut di atas hanya kejadian yang kebetulan dan tidaklah aneh, bahkan diragukan.

Namun anehnya, seorang fisikawan juga membeberkan laporan sangat rahasia dari NATO, dan fakta yang di lukiskan dalam laporan tersebut, juga mengherankan : pada 1982 silam, dalam suatu latihan terbang dari Eropa Timur, tiba-tiba dalam medan penglihatan seorang pilot NATO muncul ratusan ekor dinosaurus, di luar dugaan pesawat itu tiba di daratan Afrika zaman prasejarah.

Dalam suatu penerbangan, seorang pilot juga “kesasar‿dalam Perang Jerman semasa Perang Dunia ke-2. Pilot tentara Sekutu dan pesawat tempur Jerman melihat-nya, dan hanya dalam waktu satu menit kemudian, ia kembali lagi ke realita.

Apakah Waktu Bisa Berputar Kembali?
Secara realitas, kecerdasan manusia masih belum cukup membendung berlalunya waktu ; secara teori, bahwa waktu berputar kembali, dan kembali ke masa lalu bukan tidak memungkinkan.

Menurut teori Einstein, waktu dan ruang dapat mengalami perubahan dalam kecepatan cahaya.

Jadi, seandainya suatu benda terbang dengan kecepatan 300 ribu km/detik, maka ruang bisa di perpendek, dan waktu bisa di perlambat.

Setelah seorang fisikawan dari California of University mengkalkulasi hal terkait menuturkan ; manusia perlu waktu 200 ribu tahun untuk bisa tiba di Andromeda dari bumi, sedangkan di atas kapal dengan kecepatan cahaya hanya perlu 20 tahun.

Namun, apakah hal yang indah ini benar-benar bisa terjadi ? Jawabannya pasti.

Sebab para ilmuwan sudah menemukan partikel gaib yang terdapat di alam semesta yang bahkan jauh lebih cepat dibanding dengan kecepatan cahaya, dalam penelitiannya para ilmuwan mendapati : ketika pesawat antariksa melewati gravitasi, gaya tarik medan gravitasi diubah menjadi tenaga pendorong, maka dalam waktu itu, pesawat antariksa bisa terbang dengan kecepatan cahaya bahkan dengan kecepatan cahaya ultra.

Para ahli dari Badan Antariksa Nasional Amerika telah membentuk “teori resonansi medan waktu‿, teori ini dibentuk berdasarkan “teori medan kesatuan‿ Einstein dan fisikawan asal Jerman sebagai dasar teori.

Intinya adalah : dengan bantuan elastisitas perkembangan bersama elektromagnet, gravitasi, kecepatan cahaya dan ruang, sesaat melintasi ruang antarbintang.

Sampai saat itu, waktu berputar kembali tidak lagi merupakan sebuah misteri yang ditunggu pemecahannya. Terbetik berita, bahwa apabila kecepatan melampaui kecepatan cahaya, maka waktu akan berputar kembali.

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