Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Asal Usul 7 Logo Klub Raksasa Dunia


1. Manchester United

Lambang Manchester United telah diganti beberapa kali, tetapi perubahan yang dilakukan tidak terlalu signifikan. Setan yang terletak di tengah lambang merupakan akar dari julukan "Setan Merah" (The Red Devils), yang muncul di era 1960-an setelah Matt Busby mendengar itu dari fans tim rugbi Salford. Pada akhir 60-an, lambang setan telah mulai untuk dimasukkan pada brosur program dan syal klub, hingga akhirnya dimasukkan ke dalam lambang klub dengan memegang trisula. Di 1998, logo kembali didesain ulang, kali ini menghilangkan tulisan "Football Club". Perubahan ini bertentangan dengan pendapat suporter, yang memandang bahwa MU semakin menjauhi akar sepak bola dan perubahan ini hanya untuk kepentingan bisnis semata.
Gambar kapal dengan empat layar itu menggambarkan Kanal Manchester, jalan air yang dibangun untuk membebaskan kota Manchester dari ketergantungan pada pelabuhan Liverpool.Sejak pertengahan abad ke-19, Manchester tumbuh pesat sebagai kota industri. Populasinya melonjak dari 322.000 jiwa pada 1801 menjadi lebih dari sejuta jiwa dalam 50 tahun. Perkembangan pesat Manchester tidak hanya disokong oleh industri katun Lancashire, tapi juga perkembangan industri manufaktur, permesinan dan tekstil. 

2. Liverpool FC

Lambang 'Liver Bird' pertama kali muncul di seragam Liverpool FC pada partai final Piala FA tahun 1950. Lambang yang secara signifikan telah menjadi bagian dari perjalanan panjang Liverpool FC. Lambang Liverpool ini mengalami perubahan pertama pada musim kompetisi 1955/56 dimana gambar 'Liver Bird' berada di dalam lingkaran ouval dan tulisan L.F.C berada di bawah 'Liver Bird'. Lambang versi ini bertahan sampai tahun 1968.
Pada tahun 1968 diambil keputusan untuk memperkenalkan lambang klub yang lebih modern. Lambang 'Liver Bird' langsung disulam ke seragam pemain dengan menyingkirkan garis pijakan pada kaki 'Liver Bird' dan menghilangkan lingkaran ouval. Lambang ini bertahan sampai tahun 1987, dimana pada tahun 1985 sponsor seragam berubah dari UMBRO kepada ADIDAS.
Seiring dengan perubahan sponsor seragam, maka lambang Liverpool pada tahun 1987 mengalami perubahan yang ke 3. Lambang 'Liver Bird' kembali berada di dalam tameng seperti lambang Liverpool FC yang pertama, tetapi kali ini penulisan Liverpool Football Club di bawah 'Liver Bird' tidak di singkat. Lambang ini bertahan sampai tahun 1992, dimana Liverpool FC akan mengadakan perayaan hari jadi yang ke 100 tahun.
Untuk merayakan 100 tahun Liverpool FC, lambang klub mengalami perubahan yang cukup signifikan. Penambahan ornamen 'Shankly Gates' dengan tulisan 'You'll Never Walk Alone' di atas tameng 'Liver Bird' dimaksudkan untuk mengingatkan jasa manajer Bill Shankly yang telah menjadi pondasi kokoh bagi Liverpool FC. Di dalam tameng terdapat tulisan Liverpool Football Club 100 tahun dan lambang 'Liver Bird'. Kemudian di bawah tameng ada tulisan angka 1892-1992.
Tahun 1993 lambang klub kembali berubah dengan penambahan kobaran api kembar di kedua sisi tameng 'Liver Bird'. Kobaran api kembar ini untuk mengenang para Liverpudlian yang menjadi korban pada tragedi Hillsborough. Lambang Liverpool terakhir ini tidak banyak mengalami perubahan sampai dengan tahun 1999. Lambang Liverpool FC yang sekarang ini dibuat pada tahun 1999 hanya dengan komposisi 2 warna. Tetapi sejak tahun 2002, lambang Liverpool FC dibuat dengan 'full colour' seperti sekarang ini.

3. Real Madrid

Lambang klub pertama Real Madrid adalah desain sederhana dengan sebuah jalinan dekoratif dan tiga huruf kapital yang dituliskan sebagai "MCF" yang merupakan singkatan dari Madrid Club de Futbol yang dibalut warna biru gelap dalam kostum warna putih. Perubahan pertama lambang klub terjadi pada tahun 1908, ketika mereka mengadopsi bentuk yang lebih ramping dan penempatan huruf inisial klub di dalam lingkaran. Perubahan berikutnya dari logo kemudian tidak terjadi sampai Pedro Parages menjadi presiden klub pada tahun 1920. Pada saat itu, Raja Alfonso XIII memberikan nama tambahan bagi Madrid, yaitu "Real" yang diterjemahkan secara bebas sebagai "Kerajaan" yang kemudian membuat klub dikenal dengan nama "Real Madrid". Sebagai perubahannya, mahkota simbol kerajaan dari Alfonso ditambahkan ke bagian atas logo dan kemudian menjadi gaya tersendiri dari klub Real Madrid Club de Futbol. Seiring pembubaran monarki pada tahun 1931, semua simbol-simbol kerajaan (mahkota di bagian atas logo dan kata-kata Real) dihilangkan. Mahkota kemudian digantikan oleh strip murbei gelap yang mencirikan Region Castile. Pada tahun 1941—dua tahun setelah berakhirnya Perang Saudara Spanyol—simbol dan tulisan "Corona Real" atau "Royal Crown" yang sempat dihilangkan, dipulihkan dan dipadukan dengan garis murbei Castile. Selain itu di bagian atas logo juga dibuat penuh warna, dengan warna emas yang paling signifikan, dan klub ini kembali disebut Real Madrid Club de Futbol. Modifikasi terbaru di bagian atas logo terjadi pada tahun 2001 ketika klub ingin lebih menonjolan citra untuk abad ke-21 dengan menstandarkan bagian atas logonya. Salah satu modifikasi yang dilakukan adalah mengubah garis murbei biru tua dengan warna biru yang agak cerah 

4. Barcelona FC

Sekilas tentang Logo.
Pada tahun 1906, Pemerintah mewajibkan setiap klub punya lambang tersendiri. Maka , dibuatlah logo baru yang jadi cikal bakal simbol Barcelona sampai sekarang.
Logo Barcelona yang sekarang terdiri dari tiga unsur.
Warna strip merah dan kuning menandakan warna khas Catalonia.Itu cerminan semangat Catalanisme.
Gambar St.George Cros untuk menghormati orang catalonia yg mempercayai wilayah mereka dilindungi St. George.
Dan strip warna merah dan Biru symbol semangat Barcelona. 
Logo itu dinilai paling pas mewakili semangat Catalanisme.

5. AC Milan

Untuk "beberapa tahun" belakangan, lambang Milan memakai sentuhan bendera Milan (flag of Milan), yaitu lambang yang terlihat seperti lambang salib berwarna merah pada lambang Milan, yang aslinya adalah bendera dari Saint Ambrose. Panggilan Milan yang lainnya, Il Diavolo Rosso (setan merah) berasal dari lambang bintang yang dikenakan Milan di atas lambang klubnya. Bintang tersebut dikenakan Milan pada 1979 karena Milan sudah memenangkan lebih dari sepuluh gelar lokal (scudetto Seri A). Saat ini, lambang klub Milan adalah untuk dipersembahkan kepada bendera Comune di Milano, dengan singkatan ACM di atas dan tahun berdirinya 1899 di bawah 

6. Inter Milan

Lambang klub adalah huruf FCIM di dalam sebuah lingkaran, yang didesain pada tahun 1908, pelukis yang mendesain logo klub yang bertahan hingga sekarang ini adalah Giorgio Muggiani yang juga merupakan salah seorang yang menggagas terbentuknya Inter.
Inter identik dengan warna hitam biru. Warna hitam mewakili gelapnya malam dan biru mengambarkan langit. Sempat terjadi perubahan saat Inter digabungkan dengan Unione Sportiva Milanese pada tahun 1928, yaitu kostum mereka berganti putih dengan tanda palang merah di bagian dada, namun setelah Perang Dunia II usai, Inter kembali ke warna awal mereka. 

7. Juventus FC

Logo resmi Juventus Football Club telah mengalami berbagai perubahan dan modifikasi sejak tahun 1920. Modifikasi terakhir adalah pada musim 2004-05. Dimana saat itu mereka mengubah logo menjadi oval, dengan lima garis vertical, dan banteng yang dibentuk dalam sebuah siluet. Dahulu sebelum musim 2004-05, Juve memiliki sebuah symbol berwarna biru (yang merupakan symbol lain dari kota Turin). Selain itu ditambahkan juga dua bintang yang menggambarkan mereka sebagai satu-satunya klub yang mampu memenagi gelar Seri-A 20 kali. Sementara di era 1980-an, logo Juve lebih banyak dihiasi dengan siluet seekor zebra, menggambarkan mereka sebagai tim zebra kuat di Seri-A.
Dalam perjalanan sejarahnya, Juve telah memiliki beberapa nama julukan, la Vecchia Signora (the Old Lady dalam bahasa Inggris atau "si Nyonya Tua" dalam bahasa Indonesia) merupakan salah satu contoh. Kata "old" (tua) merupakan bagian dari nama Juventus, yang berarti "youth" (muda) dalam Latin. Nama ini diambil dari usia para pemain Juventus yang muda-muda di era 1930-an. Nama "lady" (nyonya) merupakan bagian dari sebutan para tifoso ketika memanggil Juve sebelum era 1930-an. Klub ini juga mendapat julukan la Fidanzata d'Italia (the Girlfriend of Italy dalam bahasa Inggris atau "Pacar Italia" dalam bahasa Indonesia), karena selama beberapa tahun, Juve selalu memasok pemain baru dari daerah selatan Itala seperti dari Naples atau Palermo, dimana selain bermain sebagai pemain sepak bola, mereka juga bekerja untuk FIAT sejak awal 1930-an. Nama lain Juve adalah: I Bianconeri (the black-and-whites, atau Si Belang) dan Le Zebre (the zebras[38], atau Si Zebra) yang merujuk pada warna kostum Juventus. 

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