Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

10 Minuman Unik Produksi Coca-Cola Di Berbagai Negara

Coca-Cola Company adalah perusahaan minuman yang telah memproduksi 3500 produk berbeda di lebih dari 200 negara di seluruh dunia. Berikut adalah 10 jenis minuman unik produksi Coa-Cola yang mungkin tidak bisa kita temukan di negara kita.

1. Café Zu
Di Thailand, Café Zu adalah minuman kopi dalam kaleng yang diperkaya dengan ginseng. Target pasarnya adalah pria pekerja keras antara usia 25 dan 35 tahun.

2. Samurai
Meski namanya sangat Jepang, tetapi minuman ini dijual secara eksklusif di Vietnam. Minuman yang satu ini tidak boleh dikonsumsi oleh anak-anak, sebab Samurai adalah minuman energi untuk orang dewasa dengan rasa Fruit Punch yang disesuaikan dengan selera masyarakat Vietnam.

3. Jaz Cola
Ada banyak jenis minuman yang khusus dibuat oleh CocaCola untuk negara Filipina. Tapi Jaz Cola bahkan memiliki target pasar yang lebih spesifik lagi. Minuman ini khusus dibuat hanya untuk mayarakat Kepulauan Visayan, pulau yang berada di tengah Filipina. Selain itu, minuman ini juga menargetkan para konsumen remaja di Visayan.

4. Kuat
Jangan terkecoh dengan namanya. Ini bukan kata Bahasa Indonesia. Tetapi ini adalah merek minuman yang diproduksi untuk negara Brazil. Masyarakat disana sangat mengenal khasiat buah guarana berry, yang merupakan sumber kafein alami yang sangat populer sebagai komposisi di banyak produk minuman selain dari Coca-Cola. Kuat sendiri diambil dari nama dewa matahari suku Amazon. Minuman ini hadir dengan pilihan rasa Guarana atau Guarana-Orange. Di Brazil, Coca-Cola bahkan memiliki berhektar-hektar lahan penyedia tanaman guarana untuk produksi minuman ini.

5. Oasis
Oasis adalah jus bagi orang dewasa di Britania Raya, Irlandia Utara dan Republik Irlandia. Secara spesifik, Coca-Cola menargetkannya bagi para pekerja berusia 20-an yang “tahu apa yang mereka inginkan dari hidup.”

6. Limca
Limca adalah minuman ringan lemon-lime yang dijual di India, Nigeria, Emirat Arab dan Zambia. Aslinya adalah produk India, tapi kemudian dibeli oleh Coca-Cola pada tahun 1993. Minuman ini populer di kalangan muda-mudi yang menyukai rasanya yang ringan dan menyegarkan.

7. The Wellness
The Wellnes adalah minuman yang peduli kesehatan dari Coca-Cola. Minuman ini tidak memiliki rasa dan hanya terdapat di Jepang bagi wanita yang ingin tetap langsing dan sehat.

8. Tiky
Tiky adalah minuman ringan dengan rasa nanas yang hanya dijual di Guatemala. Minuman ini selain meredakan dahaga, juga membangkitkan “jiwa anak kecil dalam diri Anda.”

9. Smart
Minuman ini hanya dijual di Cina dan segera populer di pasaran. Ditujukan bagi anak-anak dan remaja Cina, Smart dirancang untuk saat bersenang-senang. Hadir dengan rasa Apel, Anggur, Jeruk Mandarin, Peach dan Semangka.

10. Qoo
Dengan maskot bergambar kartun yang mirip kucing gemuk, Qoo sangat populer di kalangan anak-anak di Asia seperti Cina, Hong Kong, Jepang, Macau, Republik Korea dan Singapur. Minuman ringan ini diperkaya dengan vitamin C dan Kalsium. Hadir dengan pilihan rasa yang cukup unik dari Apel, Jeruk, Acelora Lemon, Blackcurrant, Grape Lemon, Honey Quince, Mango Milk hingga Peach Plum.


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