Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

7 Kisah Cinta yang Gak Bakal Kamu Lupain Sepanjang Hidupmu



Cinta? Berapa cerita cinta yang Anda punya selama ini, satu atau dua? Ah bukan jumlah yang penting, tapi kenangan dan cerita yang tersimpan di balik cinta itu. Jadi cinta yang bagaimana yang memang indah untuk dikenang?


1. Cinta Pertama
Cinta pertama adalah pengalaman yang wajib Anda miliki. Pada umumnya cinta ini juga terkadang disebut cinta monyet, karena pada usia puber, remaja selalu memiliki ketertarikan dengan lawan jenis. Terbayangkan serunya ketika Anda masih malu-malu dengan pasangan Anda.

Harapan dan keinginan yang selalu muncul dan bunga-bunga yang selalu menghiasi kepala Anda. Kata orang dunia seakan milik berdua. Manis dan tak terlupakan, inilah kenangan yang akan selalu tersimpan manis di kotak hati Anda.

2. Jatuh Cinta pada si Bad Boy
Reputasinya mengencani wanita sudah tak perlu dipertanyakan lagi. Jelas saja siapa yang tak kepincut tampang dan semua perkataannya yang manis. Hanya dengan sebuah lirikan mata dan senyuman saja semua wanita bertekuk lutut padanya.

Anda menilai itu adalah warning, lebih baik menjauhi tipe yang seperti ini dan mencari pria baik-baik saja. Ooo Anda melewatkan pengalaman seru! Si bad boy ini memberikan salah satu pengalaman asyik bagi Anda, menantang karena dia adalah salah satu orang yang selalu diidamkan setiap wanita, dan Anda sempat memilikinya.

Setidaknya Anda bisa merasakan dan merekam memori saat dia melancarkan jurus-jurus rayuannya. Dan ketika the right man datang, Anda merasa lebih beruntung terlepas dari kandang macan dan diselamatkan pria berkuda putih dan baik hati.

3. Jalin hubungan dengan 'Bronis'
Bronis, si berondong manis, wow tampangnya yang imut-imut dan aksinya yang selalu manja membuat gemas. Sifatnya memang terkadang kekanak-kanakan dan egonya tentu sangat besar. Tapi asyik juga jalan dengan si dia, kesannya memang selalu muda.

Yah asal jangan pilih bronis yang kelewat muda saja, supaya tidak terlalu makan hati. Nikmati saja masa-masa dengan mereka, karena banyak hal-hal menyenangkan yang akan membuat Anda merasa cinta itu indah.

4. LDR (Long Distance Relationship)
Mengapa hubungan jarak jauh adalah pengalaman cinta yang menarik dan romantis? Di satu sisi memang jarak yang memisahkan bisa menimbulkan banyak masalah dan pertengkaran. Namun lihat juga sisi manisnya, ketika sama-sama merindukan dan hanya ada beberapa waktu khusus saja untuk bertemu.

Bisa terbayangkan betapa kerinduan yang menumpuk selama berjauhan akan meledak-ledak ketika saling bertemu. Dan suasana yang terbentuk saat hanya bisa bertemu lewat telepon, SMS atau IM (instant messages). Perasaan Anda akan dibuat bermain, naik turun secara emosi.

Dan hal ini sangat menarik bagi mereka yang membutuhkan sense baru dalam berhubungan. Kelebihannya, masing-masing pasangan tetap merasa bebas dan nyaman tanpa terbebani komitmen. Dan sensasi yang ditimbulkan tentunya akan menjadi suatu tantangan menarik bagi masing-masing pasangan.

5. Dicampakkan
Putus cinta atau patah hati bisa membuat orang serasa tak ingin hidup lagi. Tapi ini adalah salah satu pengalaman menarik yang harus Anda punya.

Mungkin dunia serasa akan berakhir ketika si dia mengucapkan kata putus. Tetapi lihat sisi lainnya, Anda tak akan merasa sempurna ketika tak pernah ada rasa kecewa yang pernah Anda alami. Jadi ketika Anda mendapatkan seseorang yang memang mencintai Anda, hubungan Anda akan terasa lebih manis dan indah.

6. Jatuh Cinta pada sahabat
Sering kali Anda cenderung menolak terlibat urusan cinta dengan sahabat sendiri. Banyak alasan muncul, entah karena tak mau tak bisa berteman lagi jika putus nanti, atau tak nyaman lagi. Sebenarnya, lebih banyak keuntungan yang akan didapatkan dari hubungan seperti ini. Mengapa? karena sama-sama saling mengenal dan tak perlu lagi membatasi diri.

Pada umumnya Anda selalu menonjolkan kesan-kesan positif agar menarik perhatian seseorang. Namun, berbeda dengan sahabat Anda karena mereka tahu betul sifat Anda, tanpa bicara mereka sudah memahami semuanya. Misalnya Anda memiliki suatu kebiasaan buruk, dengan orang asing Anda akan malu menunjukkannya, namun dengan sahabat mereka tentunya akan lebih mudah memahami dan menerima Anda. Hubungan akan lebih menyenangkan bukan?

7. Liburan romantis berdua
Pekerjaan seringkali membuat masing-masing pasangan sibuk, sehingga tak ada banyak waktu untuk berdua. Coba lakukan suatu hal gila, misalnya susun liburan romantis di tengah padatnya jadwal kerja. Berandai-andai layaknya pasangan yang sedang kabur.

Kemudian susun liburan romantis, entah di pantai atau pegunungan, dengan dinner romantis yang tak akan terlupakan. Anda bisa menikmati indahnya alam, dan jangan lupa matikan semua alat komunikasi sehingga Anda merasa benar-benar berdua.

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