Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Home » Uncategories » 7 Destinasi Top Dunia Tahun 2013

7 Destinasi Top Dunia Tahun 2013



img(MYIAW.com) Jakarta - Sudahkah Anda membuat jadwal traveling untuk tahun 2013 ini? Jika belum, 7 destinasi di dunia ini dapat mengisi agenda perjalanan Anda selanjutnya. Ada trekking di gunung bersalju hingga pagelaran musik selama setahun penuh!

Ketujuh destinasi ini memiliki pesona masing-masing. Tinggal pilih, Anda mau jalan-jalan ke hutan rimba, melihat bangunan bersejarah, atau datang ke negara yang memiliki ratusan acara budaya dalam satu tahun. Tujuh tempat ini memang bukan tempat yang 'baru'. Tapi, mudahnya rute penerbangan dan pertumbuhan fasilitas pariwisata yang meningkat memudahkan Anda untuk melancong ke sana.

Dikutip dari CNN Travel, Rabu (2/1/2013), berikut 7 destinasi top dunia untuk dikunjungi tahun 2013:

1. Skotlandia, Britania Raya

Bagi traveler penggemar film James Bond, pasti tahu tentang Glen Etive atau yang lebih dikenal dengan sebutan Skyfall. Ya, Skyfall adalah tempat Bond dilahirkan dan menghabiskan masa kecilnya. Kawasan tersebut memiliki panorama alam yang memanjakan mata.

Kawasan Glen Etive memiliki jejeran gunung yang terlihat cantik. Anda bebas untuk trekking di gunung-gunung yang ada di sini. Siap-siap terpesona dengan pemandangan berupa kabut, tanah yang berwarna cokelat, dan rerumputan yang hijau. Siapkan juga jaket yang tebal karena udara di sini cukup dingin.

Selain itu, Skotlandia punya beragam acara menarik di tahun 2013. Ada The Dumfires & Galloway Wildlife Festival 2013 (29 Maret-14 April 2013) bagi para pecinta alam dan lingkungan hidup, Heb Celt 2013 Music festival (17-20 Juli 2013), Scottish Food and Drink Fortnight (7-22 September 2013), dan The Open Championship Golf Tournament (14-21 Juli).

Negara Skotlandia kalau ditotal, 750 km panjangnya, bisa ditelusuri dengan berjalan kaki. Tak percaya? Sekarang ada trek baru bernama Gore-Tex Scottish National Trail. Jalur ini membentang dari perbatasan Skotlandia-Inggris menuju Cape Wrath. Traveler akan melewati danau-danau berair super jernih, dengan banyak rute pilihan seperti West Highland Way dan Rob Roy Way.
img2. Rabbat, Maroko

Daratan Afrika terkenal dengan Tanzania, Kenya, atau Mesir sebagai destinasi favorit bagi traveler. Ternyata, Anda juga bisa berkunjung ke Kota Rabbat di Maroko, bagian Afrika Utara. Sebabnya, kota ini ditetapkan sebagai Situs Warisan Dunia UNESCO pada Juli 2012.

Salah satu alasan Rabbat menjadi Situs Warisan Dunia UNESCO adalah perpaduan timur dan barat, kuno dan modern dalam satu kota. Banyak traveler menyebut, Rabbat adalah gabungan kota kuno Muslim dengan modernitas ala barat. Buktinya, Masjid Hassan dan kawasan Medina masih memanjakan traveler dengan pasar tradisional Muslim, juga menghadap langsung ke Samudera Atlantik yang indah.

Di samping itu, terdapat kawasan dengan bangunan-bangunan berarsitektur Prancis dengan jalanan yang lebar. Anda bisa bersantai dan menikmati atmosfer kota dari kafe-kafe yang nyaman.

Kota Rabbat pun makin memanjakan traveler. Jalur trem baru telah dibangun menuju kota tetangganya yakni Sale, yang punya sebuah bandara baru. Hal ni tentunya memudahkan traveler untuk datang ke sana.
img3. Kosice, Slovakia

Kota Kosice di Slovakia adalah surganya bagi traveler penikmat budaya Eropa. Tahun ini, kota di timur Slovakia ini dipilih sebagai European Capital of Culture, bersama Kota Marseille di Perancis.

Ada 300 pagelaran budaya selama tahun 2013 di kota ini. Upacara pembukaan ECOC (European Capital of Culture) akan dimulai tanggal 19-20 Januari. Nantinya, acara akan berlangsung tersebar di seluruh kota, mulai dari panggung teater, jalan-jalan utama, hingga restoran dan kafe. Festival musik, teater, dan pertunjukan seni budaya Hungaria dan Slovakia dapat Anda nikmati selama tahun 2013 di kota ini.

Pagelaran seni budaya akan digelar di seluruh kota, mulai dari State Theater sampai Jalan Hlavna, hingga beberapa kelab dan restoran. Traveler bisa menikmati pagelaran-pagelaran budaya ini sambil berjalan kaki di pedestrian. Melewati katedral gothik St Elisabeth dan mencicipi Kosice Gold. Itu adalah minuman cocktail khas Kota Kosice. Ssst! Resepnya rahasia lho!

4. Sub-sahara Afrika

Bagi para petualang alam rimba, jangan lewatkan wilayah sub-sahara Afrika pada tahun 2013 ini. Anda bisa bertualang ke daratan Tanzania dan bertemu satwa-satwa liar, trekking ke Gunung Kilimanjaro, atau bermain ke pantai pasir putih di Mombasa, Kenya.

Di tahun 2013, sebuah maskapai bernama Fastjet akan memudahkan perjalanan Anda untuk menjelajahi Afrika. Fastjet adalah maskapai bujet untuk penerbangan ke wilayah-wilayah Afrika lainnya. Fastjet yang berbasis di Dar es Salaam, Tanzania, kini melakukan penerbangan ke kaki Gunung Kilimanjaro dan ke Mwanza di sebelah selatan Danau Victoria yang terkenal.

Tahun ini, Fastjet juga dijadwalkan akan terbang ke Ghana dan Luanda, Angola, Entebbe di Uganda dan ke resor pantai Zanzibar di Tanzania dan Mombasa di Kenya. Maskapai ini juga akan mendirikan basis baru di Nairobi pada awal tahun ini.
img5. Gettysburg, AS

Gettysburg di Pennysylvania, merupakan salah satu tempat wisata sejarah di Negeri Paman Sam. Di tempat ini, Anda bisa melihat beberapa lokasi yang menjadi saksi bisu dalam pembantaian yang pernah terjadi di tahun 1863. Bangunan dan meriam tua pun dapat Anda jumpai di sana.

Mulai 28 Juni-7 Juli 2013 akan digelar beberapa pertunjukan terkait sejarah perang AS, termasuk US Civil War History. Traveler juga bisa menyaksikan pertunjukan tentang Hari Kemerdekaan (Independence Day) AS yang jatuh pada tanggal 4 Juli. Pertunjukan ini akan digelar di Gettysburg National Military Park.

img
6. Amsterdam, Belanda

Ada yang spesial di Kota Amsterdam pada tahun 2013 ini. Kota Amsterdam akan merayakan banyak pesta ulang tahun, seperti peringatan ulang tahun ke-160 Vincent Van Gogh, salah satu pelukis terbesar dalam sejarah seni Eropa. Perayaan tersebut akan berlangsung pada tanggal 30 Maret 2013. Akan ada pameran dan jam buka khusus Museum Van Gogh saat itu.

Selain itu, ada juga peringatan 125 tahun orkestra terbesar dunia, yaitu Royal Concertgebouw Orchestra. Pada tanggal 10 April 2013, orkestra ini akan menggelar '125 Years Concertgebouw Orchestra dan Royal Concertgebouw Orchestra'.

Ada juga perayaan 400 tahun untuk kanal Kota Amsterdam, kebun binatang Royal Zoo yang berusia 175 tahun, serta Rijksmuseum National Museum yang telah selesai direnovasi selama 10 tahun dan akan dibuka pada tanggal 13 April nanti. Wah, ada banyak pesta di Amsterdam!

7. Kolombia

Kolombia terkenal dengan Pegunungan Andes yang menawan. Tahun ini, dengan adanya hotel-hotel seperti Hilton, InterContinental, dan Marriot, serta dibukanya rute baru penerbangan langsung ke Kolombia akan memudahkan wisatawan untuk datang.

Tahun 2013 ini, Bogota, ibukota Kolombia, didesain sebagai calon City of Music UNESCO. Kota ini memang memiliki pertumbuhan seni musik yang cepat dan dinamis sebagai pusat utama pembuatan dan aktivitas musik di Amerika Latin.

Untuk itu, pegelaran konser musik dan festival akan berlangsung di Bogota sepanjang tahun ini, dari pertunjukan di taman publik sampai pertunjukan musik di kelab. Selain itu, akan diadakan juga Bogata International Music Festival yang pertama kali pada tanggal 27-30 Maret 2013. 55 Konser musik dalam pagelaran selama 4 hari itu didedikasikan seluruhnya untuk Beethoven.

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