Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Home » Uncategories » 5 Alasan Mengapa Anda Harus Banyak Tersenyum

5 Alasan Mengapa Anda Harus Banyak Tersenyum


senyum
Foto oleh Emiraty
Tersenyum adalah suatu tindakan yang paling mudah, paling sederhana, paling murah dan paling menyenangkan di dunia.
Seringkali kita melupakan tindakan ini dalam kehidupan kita sehari-hari. Kita merasa sudah terlalu letih oleh kerjaan yang menumpuk, membayar tagihan-tagihan atau kasir toko yang menyebalkan ketika tadi berbelanja.
Para pembaca yang budiman, simaklah berikut ini 5 alasan mengapa anda harus banyak tersenyum :
1. Anda akan mendapatkan lebih banyak kebahagiaan
Cobalah paksakan diri anda untuk tersenyum selama 30 detik mulai dari sekarang. Lakukan pula ketika anda mengalami kemalangan. Dengan membiasakan tersenyum, tidak peduli bagaimana perasaan anda saat itu, di dalam tubuh anda akan terjadi reaksi-reaksi kimia yang dapat membuat anda merasa bahagia.
Cobalah dan rasakan perbedaannya. :)
2. Senyuman dapat merubah keadaan anda
Jika anda merasa putus asa, marah atau bosan, sebuah senyuman akan mengubah keadaan emosi anda menjadi lebih positif. Dan sebuah keadaan yang positif tidak hanya membuat hidup anda lebih menyenangkan tetapi juga membuka segala kemungkinan lain dalam pikiran anda. Anda akan melihat dunia dengan cara yang berbeda melalui lensa kebahagiaan. Dari situ anda dapat mulai membangun sederetan tindakan yang positif dan berinterasksi dengan banyak orang setiap harinya.
3. Senyuman dapat mengubah keadaan orang lain
Jika anda berjalan ke dalam sebuah ruangan atau menuju ke sebuah toko dengan senyuman di wajah anda, akan membuat semuanya berbeda. Semua orang akan berbalik tersenyum pada anda. Hal ini akan banyak membantu mencairkan setiap ketegangan atau kekakuan yang ada. Interaksi anda akan lebih terbuka, santai dan penuh dengan kegembiraan.
4. Tersenyum? Apa ruginya?
Ketika memilih antara mengerutkan dahi, ekspresi kosong atau tersenyum, tampaknya pilihan terakhir adalah pilihan yang paling produktif dan positif, bukankah demikian? Seringkali anda lupa untuk tersenyum atau mungkin anda tidak terlalu suka untuk tersenyum. Tapi jika anda berusaha untuk menggunakan senyuman anda sesering mungkin, anda lama-kelamaan akan mempunyai kebiasaanyang baru, kebiasaan yang jauh lebih positif. Jika anda termasuk orang yang selalu memperhitungkan untung rugi untuk segala hal, cobalah pertanyaan ini, ‘apa ruginya anda tersenyum?’ :)
5. Lebih mudah untuk tersenyum daripada melakukan yang sebaliknya
“Dibutuhkan tujuh puluh dua otot untuk berkerut, tetapi hanya tigabelas otot untuk tersenyum.”
- Anonim -
Jadi sebetulnya anda menggunakan jauh lebih sedikit otot ketika tersenyum dibandingkan saat anda mengerutkan dahi atau memasang muka marah. Dengan membiasakan diri untuk tersenyum, maka otot tersenyum anda akan menjadi lebih kuat daripada otot untuk mengerutkan dahi anda, sehingga lama kelamaan anda akan lebih mudah untuk tersenyum daripada melakukan hal yang sebaliknya.
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