Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

10 Buah Beracun yang Sering Kita Makan


Kita banyak yang tidak mengetahui kandungan yang ada pada makanan yang sering kita makan, padahal banyak sekali makanan yang mempunyai kandungan zat yang berbahaya bagi tubuh dan yang lebih menarik adalah ternyata banyak sekali makanan yang mengandung racun tetapi sering kita makan, nah di bawah ini adalah 10 makanan beracun yang sering kita makan:

1. Tomat
Banyak diantara kita yang tidak tau bahwa tomat ternyata beracun. Walau buah tomatnya sendiri tidak beracun, tetapi daun dan ranting tanaman tomat mengandung glycoalkaloid yang bisa mengakibatkan sakit perut dan gugup. Daun dan ranting tomat bisa digunakan dalam memasak, tapi tidak bisa dimakan. Glycoalkaloid ini adalah racun yang kuat yang bahkan digunakan untuk mengontrol pes.
2. Apel
Apel sangatlah terkanal sebagai buah yang enak dan sehat tetapi taukah anda bahwa apel mengandung Cyanide/ sianida, walaupun hanya dalam jumlah sedikit. Kandungan sianida ini terdapat di dalam biji apel. Walaupun memakan semua biji yang ada dalam 1 apel tidak akan mematikan, tetapi adalah sesuatu hal yang harus dijauhi. Karena bila anda memakannya dalam jumlah tertentu, akan mengakibatkan komplikasi
3. Cheri
Cheri adalah makanan yang bisa dimakan paling bervariasi. Bisa dimakan mentah, dibakar, dijadikan manisan, bahkan di dalam minuman keras. Walaupun Cheri terkenal enak, buah ini mengandung racun hidrogen sianida. Kalau pip cheri ini terkunyah atau hancur secara tidak sengaja, ia akan mengeluarkan hidrogen sianida. Keracunan hidrogen sianida dalam dosis kecil akan mengakibatkan pusing, kebingungan, dan muntah. Keracunan dalam dosis yang besar akan mengakibarkan kesulatan bernafas, kenaikan tekanan darah dan detak jantung, bahkan gagal ginjal yang bisa mengakibatkan koma dan juga kematian karena saluran pernafasan.
4. Almond
Walaupun orang menyebutnya kacang Almond sebenarnya adalah biji-bijian, yang sangat terkenal di dunia. Seperti hal nya Apel, Almond juga mengadung sianida. Almond ini sangat beracun bila tidak diproses di panas yang benar untuk mengeluarkan racun nya. Di banyak negara, Almond ini dilarang dijual sebelum diproses untuk mengeluarkan racun sianida darinya.
5. Kentang
Pasti semua dari kita sudah pernah mendengar bahkan memakan kentang. Yang belum kita dengar mungkin adalah bahwa kentang ini beracun. Ranting dan daun bahkan kentang nya sendiri beracun. Kalau anda pernah perhatikan kentang lebih dekat, kemungkinan besar dari kita pernah melihat kentang yang agak kehijau-hijauan. Ini adalah disebabkan oleh racun glycoalkaloid. Dalam sejarah, kematian akibat kentang ini pernah terjadi walaupun jarang.
Kebanyakan adalah karena meminum teh daun kentang atau memakan kentang yang kehijau-hijauan. Kematian ini tidak datang secara cepat dan mendadak, tetapi bisanya korban nya akan menjadi lemas dan kemudian jatuh koma. Oleh sebab itu, janganlah mengkonsumsi kentang yang mempunya bulatan seperti bola mata hijau, kulit kehijau-hijauan, atau yang telah berakar. Buanglah kentang-kentang tersebut daripada menyajikan nya.
6. Cabe
Sepertinya tidak ada seorang pun diantara kita yang tidak pernah memakan cabe. Apapun jenis cabe tersebut (cabe rawit, keriting, hijau, dsb) mengandung bahan kimia yang disebut capsaicin. Capsaicin inilah yang bikin cabe itu menjadi pedas. Kimia ini sangalah keras dimana bisa digunakan untuk menghilangkan cat, bahkan digunakan sebagai “pepper spray” yang bisa membutakan mata. Bilan capsaicin ini dimana dalam jumlah tertentu, akan menyebabkan kematian.
7. Kacang Monyet
Seperti halnya almond, kacang monyet ini sebenarnya bukanlah kacang melainkan adalah biji-bijian. Pada saat anda membli kacang monyet yang mentah, sebenarnya kacang tersebut sudahlah tidak mentah tetapi sudah dikukus terlebih dahulu. Ini dikarenakan, kacang ini mengandung racun urushiol yang harus di kukus dulu untuk menghilangkan racun tersebut. Keracunan kacang monyet ini sangat jarang, tetapi orang-orang yang bekerja di pabrik untuk memisahkan kacang monyet dari kulitnya kadang mengalami efek samping yang disebabkan oleh racun urushiol.
8. Jamur
Ada sekitar 5000 jenis jamur di Amerika dan sekitar 100 disebut beracun dan kurang dari selusin adalah jamur yang memtikan. Secara umum, jamur bisa mengakibatkan gangguan gas dalam pencernaan usus bagi yang alergi terhadapnya. Karena banyaknya jenis jamur yang ada didunia, sangatlah susah untuk mengetahui persis yang mana yg beracun. Pada dasarnya, jamur yang tumbuh secara liar lebih mungkin beracun. Salah satu jenis jamur yang paling beracun adalah “Alpha-amanitin”, yang dapat merusak lever.
9. Pufferfish
Ikan Pufferfish adalah veterbrata paling beracun kedua di dunia. Orang Korea dan Jepang paling suka memakan ikan ini. Banyak yang tidak tau bahwa lever dari ikan ini adalah sangan beracun yang dapat mengakibatkan kematian. Racun tersebut dikenal dengan nama tetrodotoxin yang bisa menyebakan darah tinggi, mati rasa yang dan paralysis urat yang bisa menyebabkan kegagalan dalam bernafas dan kematian.
10. Cassava (Yuca)
Mungkin tidak banyak dari kita yang tau makanan ini. Cassava banyak ditemukan di karibean dan Amerika Selatan. Cassava ini bisa dimakan manis ataupun pahit.Makanan ini mengandung cyanogenic glocosides yang ternyata sangat beracun. Dari baunya, cassava akan mengusir serangga bahkan juga binatang, dan kalau tidak di proses secara benar akan mengakibatkan kematian.

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