Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Home » Uncategories » 7 Teman yang Wajib Kamu Punya Saat Kuliah

7 Teman yang Wajib Kamu Punya Saat Kuliah


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Jika kamu menganggap dirimu sebagai mahasiswa non-sosialis, sebaiknya kamu berpikir ulang, sebab rugi banget jika kamu hanya punya segelintir teman.
Pasalnya, teman itu bukan hanya berguna untuk dimintai tolong saat susah atau mendampingimu kala kamu sendiri di kampus, tetapi juga berguna banget sebagai jaringan kamu ke depannya.

Meski demikian, kamu harus tetap hati-hati memilih teman, karena, kalau sembarang berteman dengan orang yang salah, kamu akan cenderung kerap melakukan kesalahan.
Jadi teman yang bagaimana dong yang wajib kita punya, tanpa salah pilih orang? Nah, berikut yang dikutip Her Campus:

1. Teman Lawan Jenis yang Bukan Pacar
Punya teman lawan jenis asyik banget, kamu bisa berbagi pengetahuan dan bisa melihat ide-ide dari perspektif yang berbeda. Jalinlah pertemanan dengan lawan jenis di kampus, enggak ada salahnya jika suatu saat bakal ada hubungan “dari temen jadi demen” seperti di televisi.

2. Teman Belajar
Ini penting, kamu perlu banget berteman dengan orang yang kamu anggap lebih rajin belajarnya, lebih kritis terhadap materi kuliah, dan orang rajin mengerjakan tugas. Percaya atau enggak, temanmu itu akan mempengaruhi nilai IPK-mu loh, sebab, yang namanya teman pasti akan saling mengingatkan, hal itu bisa berarti kamu punya “alarm” pengingat mana kala mood belajar menghilang.

3. Teman Hang Out
Ketika pilih teman untuk bersosial seperti hang out di cafe atau sekedar makan di resto yang baru buka, pastikan temanmu bukan tipe orang yang senang ke tempat club atau semacamnya. Ingat, pengaruh teman sangat kuat, terlalu banyak hang out tidak baik untuk perkuliahanmu, dan kantongmu tentunya.

4. Teman Lama dengan Silaturahmi yang Terpelihara
Punya teman dekat ketika sekolah dulu? Ada baiknya jika kamu tetap memelihara silaturahmi dengan mereka. Pasalnya, tidak semua hal yang terjadi di kehidupan kampusmu bisa kamu ceritakan dengan teman-teman di kampus. Untuk itulah peran teman-teman lamamu, untuk curhat dan kangen-kangenan.

5. Teman yang Paham Cara Berpakaian
Penting banget nih untuk perempuan, kamu bisa belajar banyak mengenai bagaimana cara berpakaian yang baik dari temanmu loh. Enggak hanya itu, mungkin kamu juga diajarkan untuk menghemat uangmu untuk membeli pakaian yang bagus lagi awet. Untuk pria, kamu bisa minta tips dari teman yang satu ini bagaimana cara memikat gebetanmu dengan berpakaian yang lebih baik.

6. Teman dengan Kesukaan yang Beda
Jika kamu nyaman dengan teman yang memiliki banyak kesamaan, coba mulai sekarang cari teman yang punya kesukaan yang berbeda denganmu 180 derajat, dan lihat bagaimana serunya, dan belajar betapa beragamnya karakter manusia melalui hal yang dia suka.

7. Teman yang Jujur
Penting banget punya teman yang jujur dan apa adanya. Memang sih, kadang kata-katanya begitu polos sehingga menyakitkan hatimu, tetapi siapa yang bisa mengoreksi dan mengkritisimu selain orang yang jujur? Ingat loh, kejujuran memang pahit, tapi itu akan membuatmu mengevaluasi diri lebih sering.

sumber: tops7.blogspot.com
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