Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Home » Uncategories » 11 Taman Atap Paling Menakjubkan di Dunia

11 Taman Atap Paling Menakjubkan di Dunia


Tanaman dan bunga ibarat aliran darah bagi bumi, menyediakan oksigen untuk manusia dan hewan. Meski begitu tidak semua orang beruntung memiliki ruang cukup untuk membuat taman yang hijau, terutama warga di perkotaan. Tapi itu tidak menghalangi desainer-desainer bangunan dan perencana kota untuk menciptakan ruang hijau. Tidak ada lahan kosong, atap bangunan pun jadi.

1. Waldspirale 
Waldspirale merupakan sebuah apartemen di Darmstadt, Jerman, dibangun tahun 1990-an. Namanya berarti spiral berpohon, merefleksikan plan dari bangunan itu dan juga memiliki taman di atas atapnya. Arsiteknya Heinz M. Springmann, bangunan ini selesai dibangun tahun 2000.

2. California Academy of the Sciences
 
Rana Creek, nursery yang membangun taman di atas atap Akademi, dengan inovatif membuat agar tanaman dan tanahnya tidak longsor pada lerengnya. Dengan menggunakan getah pohon dan sekam dari kelapa, mereka menciptakan pori-pori serap, jalur-jalur hijau yang tidak longsor. Masing-masing tebalnya tiga inci dengan luas 17 inci persegi dan disusun seperti lantai keramik. Dalam hitungan minggu akar-akar tanaman membuatnya menyatu menjadi lahan tanam yang kokoh.

3. Roof Garden on Fifth Ave
 

Ini taman di sebuah bangunan di Fifth Ave, New York City. Konon pada adegan film spiderman bersama kekasihnya diambil di lokasi ini. 

4. Taman di Atas Bangunan 40th Story HDB


5. Singapore School of Art and Design
 

Desainer bangunan sekolah seni dan desain di Singapore ini menciptakan ruang publik yang hijau pada lokasi-lokasi yang tidak terduga.





Terdapat pula kolam-kolam, pohon-pohon palem, pulau-pulau kecil, dll yang sangat menarik dari segi estetika dan keindahan disamping tentu saja kesegaran ruang hijau. 

4. Ghibli Museum di Tokyo, Japan.
 

5. ACROS Fukoka Building, Jepang
 


6. Taman di Atas Atap Lantai Enam St. Luke’s International Hospital di Akashi, Tokyo
 

7. Taman di Atap Penthouse di New York
 
Ini adalah salah satu contoh atap bangunan orang-orang kaya di New York.

8. Taman di Atas Atap Klub Spa
 
Lokasinya di atap bangunan klub spa di Embarcadero section di San Francisco.

9. Taman Atap di Battery Park City Solaire
 
The Solaire, salah satu blok pemukiman di New York yang dibangun dengan konsep yang fokus pada ramah lingkungan.

10. City Hall building di Chicago
 
 
Untuk menghemat energi dan uang untuk biaya pendingin ruangan saat musim panas, sebuat taman hijau dicptakan di atas bangunan City Hall Chicago tahun 2000.





 
Saat ini ribuan jenis tenaman tumbuh di sini dengan lebih dari 150 species tanaman dan sanggup menghemat tagihan utilitas hingga $5000 dollar per-tahunnya.

10. The Australian Parliament Building di Canberra
 
 
Baru-baruini bangunan parlemen Australia ini di-redesain dengan atapnya yang hijau. (Bandingkan dengan atap bangunan parlemen (DPR) di Indonesia yang memang benar-benar “hijau”, hehehe.)

11. Atap Hijau Terluas di Dunia di Pabrik Ford
 
 
The Ford Motors Rouge Factory, didesain oleh Bill McDonough, merupakan atap hijau terluas di dunia yang luasnya mencapai 454 ribu kaki persegi.

Sepertinya apa saja bisa ditanam di atas atap bangunan, kalau tidak percaya lihat gambar bangunan tua di Italia di bawah ini. Tapi yang ini sedikit keterlaluan. Bisa-bisa bangunannya sendiri bisa rusak oleh tanamannya.
 


Sumber: jelajahunik.blogspot.com
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