Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Refresh Desktop? Seberapa Pentingkah?



Refresh desktop? Siapa sih yang tidak tahu? Hampir semua orang yang punya komputer pernah melakukan refresh desktop. Klik kanan dan pilih refresh pada desktop kita atau menekan tombol F5. Dari kata "refresh" kita dapat mengetahui bahwa artinya adalah "menyegarkan". Yang disegarkan adalah tampilan desktop kita. Sebelumnya mari kita telusuri lebih lanjut beberapa fakta tentang me-refresh desktop.




Fakta 1 : Me-refresh desktop tidak mempercepat komputer
Banyak orang beranggapan kalau me-refresh desktop setelah komputer menyala dapat meningkatkan kecepatan komputer dan kenyataannya HAL ITU SALAH BESAR. Kenapa? Secara gitu loh, yang di-refresh atau disegarkan atau dimuat ulang adalah tampilan desktop terutama shortcut-shortcutnya. Kalau komputer itu kencang, ya maka komputer itu kencang. Tapi jika komputer itu lambat, ya sampai kiamat pun kita me-refresh desktop, komputer itu tetap lambat.

Fakta 2 : Me-refresh desktop "hanya" membebani processor
Fakta ini sangat terasa jika kita menggunakan processor jadul (dimulai dari Pentium D ke bawah). Me-refresh desktop berarti memuat ulang isi desktop kita, jika dilakukan berulang-ulang atau dilakukan lama-lama dengan menahan tombol F5, maka processor akan bekerja hingga 100%. Kalau tidak percaya, coba buka Task Manager komputer anda (klik kanan di tasbar, pilih Start Task Manager kemudian pilih tab Performance). Nah, setelah dibuka, tekan F5 di desktop anda untuk me-refresh desktop, alamak! Kerja processor pun meningkat. Bahkan saya bisa membuat grafik seperti di bawah ini, processor bekerja 100% kemudian turun menjadi 2% kemudian naik lagi menjadi 100% dan seterusnya dalam waktu yang singkat. (klik gambar untuk memperbesar)



Fakta 3 : Karena membebani processor, dengan cepat refresh desktop menaikkan suhu processor
Fakta ini berhubungan dengan fakta 2, jika kerja processor terus meningkat otomatis processor semakin panas.Kalau tidak percaya, gunakanlah software pengukur suhu processor kemudian refresh desktop, maka suhu dengan cepat naik.

Fakta 4 : Me-refresh desktop tidak mempercepat proses load sebuah situs
Ini adalah fakta yang membuat saya terbahak-bahak dalam hati. Kenapa? Pada saat itu teman saya ingin main Poker di Facebook, kemudian dia agak emosi karena loadingnya lama. Jadi, dia bilang ke saya, "Ah, lama kali pun. Refresh dulu lah biar agak cepat." eh, dia langsung me-refresh desktop banyak-banyak, bahkan dia menahan tombol F5 lama-lama dan kemudian membuka kembali browser dan poker bisa dimainkan. Tapi yang sebenarnya dilakukannya adalah mengulur waktu dengan me-refresh agar dia tidak bengong nunggu halaman selesai dimuat.


Fakta 5 : Me-refresh komputer bisa membuat komputer hang
Fakta ini hanya terjadi pada komputer yang lambat, karena komputer kesusahan memuat ulang desktop, maka yang terjadi adalah hang. Fakta ini juga bisa terjadi pada komputer yang terlalu keberatan dalam mengoperasikan komputer, maksudnya, pada komputer yang start-upnya begitu banyak, refresh dapat menambah beban kerja hingga komputer pun kewalahan dan hang...

Fakta 6 : Me-refresh desktop gunanya hanyalah memuat ulang desktop sehingga isi desktop menjadi baru (ter-update)
Fakta ini nyata (ya emang semua fakta nyata sih), tapi misalkan kita menghapus beberapa shortcut, lalu daftar shortcut kita jadi bolong-bolong maka refresh berguna pada hal ini. Me-refresh desktop akan memuat ulang desktop sehingga shortcut-shortcut desktop akan beraturan. Me-refresh desktop juga dapat memperbaharui tampilan desktop, misalnya kita menerapkan sesuatu pada desktop kita, tapi tidak muncul maka refresh sangatlah berguna.

Sebelum di-refresh
  
Setelah di-refresh

nah, setelah membaca beberapa fakta di atas, pastinya teman-teman sudah bisa menyimpulkan seberapa penting me-refresh desktop itu..

Sumber: benhur-kaka.blogspot.com


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