Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Home » Uncategories » 8 Alasan Jitu Gak Masuk Kantor

8 Alasan Jitu Gak Masuk Kantor


Wow, ANDA merasa tubuh sedang tidak fit. Namun alasan yang Anda katakan bisa jadi tak dipercaya oleh atasan Anda. Lalu alasan seperti apa yang bakal dipercaya dan tidak merusak kepercayaan orang kepada Anda?

Pasti Anda pernah mengalami peristiwa ini. Anda terbangun di malam hari dan merasa tak enak badan. Suhu badan Anda meninggi, menggigil, dan panas-dingin. Atau tenggorokan Anda sakit serta perut Anda terasa melilit. Anda mungkin berharap rasa sakit tersebut akan segera hilang agar esok hari Anda bisa tetap bekerja. Sudah terbayang di kepala Anda, berapa banyak pekerjaan yang akan terbengkalai jika Anda tidak masuk kerja. Namun, apakah Anda benar-benar harus memaksakan diri masuk kerja?

Mayoritas perusahaan sebenarnya bisa bertahan jika ada salah satu karyawannya yang tidak masuk kerja. Anda mungkin sudah paham hal tersebut. Tapi mungkin Anda khawatir jika ada pekerjaan penting yang terbengkalai dan akhirnya menumpuk atau takut kredibilitas Anda sebagai karyawan yang baik jadi sedikit terganggu.

Memang benar, karyawan yang sakit membuatnya menjadi tidak produktif dan ”tidak berguna” bagi perusahaan. Namun jika Anda tetap memaksakan diri untuk bekerja, bisa saja penyakit yang Anda derita menular ke karyawan lain. 

Karena itulah, Anda harus berhati- hati jika tetap ingin memaksakan diri untuk masuk kerja. Jangan karena mengutamakan pekerjaan, kesehatan Anda dan orang lain menjadi terancam.

Untuk memberi panduan kapan seharusnya Anda absen dari kerja, berikut beberapa penyakit yang bisa dijadikan alasan kuat untuk Anda meminta izin, juga argumentasi yang masuk akal agar izin tersebut bisa Anda dapatkan dari atasan, seperti dikemukakan oleh Dawn Rosenberg McKay dari about.com. 

Sakit perut melilit 
Jika Anda sakit perut atau terkena diare, sumbernya bisa jadi karena Anda keracunan makanan atau ada virus yang masuk ke dalam tubuh Anda. Sumber yang terakhir tentu saja berbahaya karena bisa menyebar atau menular. Jadi, katakan saja bahwa Anda harus memeriksakan diri ke rumah sakit untuk memastikan sumber penyakit Anda sekaligus mencegah agar penyakit tersebut tidakmenularke karyawan yang lain. 

Flu 
Demam tinggi, bersin-bersin, atau pilek biasanya berkorelasi dengan penyakit flu. Walau penyakit ini dalam tahap tertentu tergolong ringan, namun karena disebabkan oleh virus, maka bisa saja menular dengan cepat ke orang lain. Jika Anda benar-benar tak kuat untuk berdiri, lebih baik beristirahat di rumah. 

Sakit tenggorokan 
Sakit tenggorokan, entah yang terasa seperti gatal-gatal atau seperti telah menelan sesuatu yang besar dan berat, juga bisa berbahaya. Jika sakit tersebut disertai demam dan gejala lain seperti flu, malah bisa menular. Jadi, jangan paksakan diri untuk bekerja. Telepon atasan Anda dan katakan bahwa Anda harus berobat ke rumah sakit untuk memastikan penyakit Anda. 

Demam 
Jika Anda demam, itu menandakan bahwa tubuh Anda sedang bekerja melawan sebuah infeksi atau penyakit di dalam tubuh. Infeksi ini bisa saja menular. Jadi, jangan korbankan kesehatan rekan kerja. Lagi pula jika Anda demam, biasanya Anda juga akan sulit untuk bekerja bukan?

Masalah kulit 
Sebelum Anda tahu apa yang terjadi dengan kulit Anda, sebaiknya hindari kontak dengan orang lain. Anda mungkin tak sadar memegang kulit yang terinfeksi atau iritasi tersebut, kemudian memegang rekan Anda atau terjadi kontak tak langsung lewat gelas, pulpen, atau benda yang lain. 

Infeksi mata 
Infeksi mata yang membuat mata terlihat merah dan Anda merasa ada pasir di dalam mata Anda, jelas-jelas sangat berbahaya dan menular. Tak hanya itu, infeksi seperti ini juga sangat membuat tak nyaman dan mengganggu penampilan. Jika Anda memang merasakan hal tersebut, lebih baik berdiam diri di rumah. 

Demam dan flu 
Sakit ringan ini bisa sangat mengganggu dan membuat Anda menjadi tidak produktif. Jika sakit ini membuat Anda terus-terusan mengambil tisu dan kepala Anda luar biasa pening dan berat, tak ada yang bisa Anda lakukan selain beristirahat di rumah. Namun jika Anda merasa masih kuat untuk bekerja, jagalah kebersihan di meja kerja Anda. Bersihkan layar monitor dan keyboard 

Penyakit lain yang mengganggu konsentrasi kerja
Walau Anda tak berbahaya atau tidak menular, namun jika Anda sulit berkonsentrasi saat terserang penyakit tersebut, lebih baik Anda tak pergi ke kantor. Daripada pekerjaan di kantor tak sanggup diselesaikan dengan baik, akan lebih baik jika Anda beristirahat satu hari penuh dan esoknya bisa berkonsentrasi penuh lagi untuk bekerja.
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