Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

5 Hotel dengan Pemandangan Terbaik di Asia



Seorang traveler pasti biasa singgah dari satu hotel ke hotel yang lain. Mengunjungi satu tempat wisata lalu singgah lagi di tempat wisata yang lain. Hotel dan wisata memang tak bisa dipisahkan. Keduanya saling mendukung, memberi kontribusi kenyamanan bagi para wisatawan.

Industri wisata di Asia juga cukup menggairahkan. Banyak tempat wisata yang menarik di seantero Asia. Tak hanya itu, hotel-hotel di Asia pun turut tumbuh dengan fasilitas terkini, yang semakin memberi rasa nyaman, dan tentu saja prestis kepada turis yang menginap di hotel tersebut. 

Hotel juga telah berkembang sebagai ‘tempat’ wisata. Tentunya dengan menawarkan lokasi atau pemandangan yang menarik. Dan berikut ini adalah 5 hotel di Asia dengan pemandangan terbaik yang dimilikinya, versi CNNgo.

Four Seasons Hotel, Mumbai, India

Hotel ini berada di tengah kota Mumbai. Di satu sisi, tepatnya di bagian tenggara hotel ini menawarkan pemandangan kemegahan Masjid Haji Ali yang merupakan salah satulandmark dari Mumbai. Sementara di sisi lainnya, gemerlapnya kota Mumbai hingga ke Bandra akan menjadi pemandangan yang menakjubkan. Beranjak ke lantai tertinggi dari hotel ini, melalui dinding-dinding kaca pada bar tertinggi di Mumbai, Aer Bar, keindahan matahari terbenam di laut Arab bisa dipastikan akan jadi salah satu pemandangan terbaik di hotel ini.

Four Seasons Hotel, Sydney, Australia

Di Sydney, tak ada hotel yang memiliki pemandangan sebaik hotel ini. Setidaknya, di bagian belakang akan tampak Opera House dan Harbour Bridge yang menjadi kebanggaan warga kota Sydney. Kemudian, di bagian lain dari hotel, pemandangan berupa pusat bisnis Sydney, Circular Quay, dan Walsh Bay dapat dinikmati dari bak mandi di beberapa kamar hotel. Beberapa kamar di hotel ini, memiliki jendela yang langsung berhadapan dengan tempat tidur. Melalui kamar yang dikenal dengan sebutan Harbour View Premier ini tamu yang menginap bisa melihat persimpangan kapal feri dan kapal pesiar sepanjang hari.

Hyatt on the Bund, Shanghai, China

Kendati kini telah berdiri sejumlah hotel baru dengan pemandangan yang juga tak kalah menakjubkan di Shanghai, pemandangan dari atas Jacuzzi di VUE Bar Hyatt on the Bund Hotel ini masihlah yang terbaik di kota Shanghai. Yang terbaik dari pemandangan di sini, adalah ketika pengunjung hotel bersantai sambil memegang minuman terbaik dari VUE bar dan pastinya, mengamati kehidupan kota yang juga merupakan salah satu pusat keuangan dunia, Shanghai. Sementara itu, di bagian lainnya, hotel ini menghadirkan pemandangan yang mempesona dari kawasan Pudong dan Puxi.

Marina Bay Sands, Singapura

Para tamu yang menginap di hotel ini tak hanya mencatatkan dirinya sebagai tamu dari salah satu hotel dengan biaya pembangunan termahal di dunia, USD 6,6 milyar, tapi juga berkesempatan untuk membasahkan kakinya pada salah satu kolam renang luar ruangan terbesar di dunia. Uniknya lagi, kolam renang Marina Bay Sands yang bernama SkyPark itu berada di puncak hotel dengan ketinggian 200 meter di atas tanah. Kawasan pusat Singapura sudah pasti menjadi pemandangan terbaik dari hotel yang satu ini. Dan di bagian lainnya, tenangnya laut cina menjadi pemandangan alam yang menakjubkan.

The Plaza Hotel, Seoul, Korea Selatan

Hotel selanjutnya yang juga memiliki pemandangan terbaik di Asia adalah The Plaza Hotel, Seoul. Hotel dengan 400 kamar ini awalnya dibangun untuk perhelatan Piala Dunia 2002 Korea-Jepang. Hotel ini menghadirkan pemandangan pusat kota Seoul, dimana pada 2002 lalu, kawasan itu dipenuhi oleh 100 ribu orang pendukung tim sepak bola Korea Selatan.

Sumber: hidupku-senang.blogspot.com
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