Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Kisah Peradaban Kuno Kuhikugu di Amazon

The Last Expedition

Pada tanggal 29 April 1925 Fawcett masih melakukan kontak dengan isterinya melalui telegrap, ia mengatakan akan memasuki sebuah kawasan peradaban tertutup di hutan Amazon, ia akan menyeberangi hulu sungai Xingu di tenggara anak sungai Amazon.
Dan sejak itu tidak ada kabar terdengar lagi dari mereka. Matto Grosso adalah nama region di sekitar sungai Xingu tempat dimana mereka menghilang.

Banyak yang mengira mereka tewas dibunuh oleh suku Indian setempat, Suku Kalapalos satu dari tiga suku indian terakhir yang bertemu dengan mereka mengatakan bahwa mereka tampak seperti sedang sakit.
Tidak ada bukti yang menguatkan adanya pembunuhan oleh suku suku Indian yang mereka masuki wilayahnya. Sebab suku suku Indian di wilayah Matto Grosso cukup ramah, kecuali Suku Indian disebelah Timur.

Pada tahun 1927 sebuah plat nama milik Fawcett ditemukan pada salah satu suku Indian lainnya, tapi plat ini ternyata diberikan langsung oleh Fawcett kepada kepala suku pada ekspedisi 5 tahun sebelumnya.
Dan pada tahun 1933 bulan Juni, Kolonel Aniceto Botelho menemukan sebuah Kompas milik Fawcett di region Mato Grosso disekitar pemukiman Indian Suku Bacairy.
Dan hasil penyelidikan mengatakan bahwa perjalanan memasuki belantara Amazon dimulai setelah kompas itu tertinggal di pemukiman Bacairy. Bisa jadi ia mampir dipemukiman, mengutarakan maksudnya memasuki hutan dan dijamu oleh suku Bacairy dan kompas itu terlupa dibawanya.

Pertemuan dengan Penjelajah Lain

Dalam sebuah buku yang saya baca (The Fate of Colonel Fawcett), ada dua penjelajah lain yang pernah bertemu Fawcett di pedalaman Amazon, Fawcett dikatakan hidup selama lima tahun bersama suku Indian.
Ia mengumpulkan bermacam macam batu bersama seorang yang lebih muda dan seorang lagi sedikit lebih tua. Tom Roch petualang pertama yang menemukan mereka pada tahun 1931 di region Matto Grosso.
Dan seorang lagi adalah Miguel Trucchi. Kepada Miguel, Fawcett mengatakan ia memiliki alasan khusus untuk tetap tinggal dan menetap bersama suku Indian pedalaman, namun lokasi mereka bertemu bukan di Matto Grosso tapi di Rio das Mortes.

Dan pada bulan Juli 1933, Seorang Administrator Apostolik di wilayah Matto Grosso yang bernama Monseigneur Couturon mengirimkan catatan perjalanannya ketika melalui Sungai Kuluene yang isinya menyebutkan bahwa mereka bertemu tiga orang yang sesuai ciri cirinya dengan tim Fawcett pada tahun 1932, dilaporan itu tertulis Fawcett tinggal dan menetap bersama Suku Indian Aruvudu . Jack Fawcett junior telah menikah dengan wanita Indian dan memiliki seorang anak laki laki.

Namun pada tahun 2005 kisah lain muncul, seorang penulis dari The New Yorker, David Grann mengunjungi suku indian Kalapalos dan mendapatkan cerita dari mulut ke mulut bahwa, Fawcett dan timnya menetap bersama mereka untuk sementara dan melanjutkan perjalanan ke arah timur.
Suku Kalapalos juga mengingatkan mereka agar tidak memasuki peradaban yang mereka cari diarah timur itu, sebab wilayah itu dijaga oleh suku indian yang suka menyerang.
Lima hari sepeninggalan Fawcett ke arah timur, terlihat bumbungan asap meninggi dari perkemahan mereka. Semua itu disaksikan oleh suku Kalapalos. Kisah lengkap pencarian jejak Fawcett di tulis pada buku The Lost City of Z.

Peradaban Kuhikugu dan The Lost City of Z

Baiklah, pencarian kita mulai. Kuhiguku adalah sebuah situs peninggalan masa lalu dari sebuah peradaban Indian di hutan hujan Amazon, berlokasi di tenggara hulu sungai Xingu, Brazil. Apa yang unik dengan situs ini adalah, hampir semua yang di tuliskan oleh penjelajah Portugis pada Manuskrip 512 mirip dengan situs ini.

Manuskrip 512 menceritakan adanya gerbang besar menuju kota yang dikelilingi rumah-rumah besar dan ada kuil di dalamnya, kota misterius tanpa penghuni yang memiliki plasa megah, kolam-kolam air mancur dan jalan-jalan yang luas.
Siapa pun pasti akan terkagum kagum jika melihat bentuk suatu kota megah yang belum pernah dilihat sama sekali.
Nah bagaimana dengan situs Kuhiguku? Situs ditemukan pertama kali oleh Michael Heckenberger bersama suku lokal Kuikuro yang merupakan keturunan dari suku Kuhikugu.
Situs ini berlokasi di hulu sungai Xingu, memiliki dua puluh delapan kota dan desa-desa di area seluas 7.700 km persegi yang mampu menampung 50.000 orang penduduk. Peradaban yang diperkirakan ada sejak 1.500 tahun lalu dihuni kembali sekitar 400 tahun lalu.
Banyak parit-parit pagar pertahanan yang besar dibangun disekitar pemukiman, memiliki beberapa plasa melingkar seluas 150 m di beberapa kota. Kota-kota dan pemukiman Kuhikugu ini dihubungkan oleh jalan-jalan yang lebar, sungai-sungai yang diatur disisi jalan raya dengan jembatan-jembatan penyeberangan yang bisa dilintasi oleh sampan-sampan kano di bawahnya.
Masyarakatnya hidup dengan bercocok tanam, mereka juga membangun bendungan dan kolam-kolam ikan. Dan tradisi berternak ikan ini masih diteruskan oleh Suku Kuikuro yang mewarisi tradisi suku pendahulu mereka, peradaban Kuhikugu.

Peradaban ini mulai ditinggalkan penduduknya pada awal abad ke 16, ketika itu penjelajah Eropa datang dan menetap di pemukiman mereka dengan membawa wabah.
Hampir dua pertiga penduduknya mati akibat wabah ini, dan kota pun ditelan oleh rimbunnya hutan belantara Amazon, hingga ditemukan kembali oleh penjelajah Portugis pada tahun 1743 dan diberi nama City of Z oleh Percy Harrison Fawcett.
Nah apakah kalian bisa membandingkan gambaran tentang kota misterius dari Manuskrip 512 dengan Peradaban Kuhikugu dilokasi yang sama? Hulu sungai Xingu adalah region Matto Grosso, memiliki banyak kesamaan dengan kota yang ditemui penjelajah Portugis pada 1743.
Posisi Google Earth: 11.232 S 53.185 W
Situs Kuhikugu saat ini menjadi bagian dari Taman Nasional Xingu (Xingu Indigenous Park) seluas 26,420 Kilometer persegi di Hutan hujan Amazon, Brazil. Presiden Brazil saat itu, Janio Quadros menandatangani peresmian Taman Nasional Xingu pada 14 April 1961.
 
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