Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

Inilah Waktu Penerbangan Nonstop Terlama Di Dunia

Berapa lama anda pernah naek pesawat terbang saat penerbangan? wahw33d sih selama ini cuman pernah paling lama 100menit. nah, kali ini jauh lebih lama. ternyata ada penerbangan yang menempuh waktu lebih dari 17 Jam. Wow, Satu hari penuh diatas pesawat.  Inilah Penerbangan Terlama di Dunia
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Berapa lama suatu pesawat bisa terbang tanpa henti dari satu destinasi ke destinasi lain? Delapan jam atau 10 jam? Anda akan terkejut melihat berapa lama penerbangan berikut ini mengambil banyak waktu. Sejauh apakah pesawat dapat terbang tanpa berhenti?

simak ulasannya berikut ini
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New York-Hong Kong, Cathay Pacific
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Cathay Pacific menawarkan tiga penerbangan langsung dari Bandara John F Kennedy menuju Bandara Internasional Hong Kong setiap harinya. Penerbangan ini memakan waktu 16 jam non stop, tanpa transit di bandara manapun. Total jarak yang ditempuh menggunakan armada Boeing 777 ini adalah 8.059 mil.
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Dallas-Brisbane, Qantas
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Penerbangan dari Dallas, Amerika Serikat, menuju Brisbane, Australia, ini cukup jauh dan melelahkan. Bayangkan, maskapai Qantas melayani rute yang melewati perbedaan waktu cukup jauh selama 16 jam tanpa henti.

Untungnya, Qantas membuat nyaman penumpangnya selama perjalanan panjang ini dengan kursi ergonomis, hiburan penerbangan, serta tiga kali makanan dan wine. Penumpang juga dapat meminta alat kebersihan dari maskapai, seperti sikat gigi dan sabun, agar tetap segar saat tiba di tujuan.
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Johannesburg-New York, South African Airways
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Pada Mei 2011, maskapai South African Airways memulai penerbangan nonstop dari Kota Johannesburg, Afrika Selatan, menuju New York, Amerika Serikat. Beroperasi sekali sehari, armada Airbus 340-600 melayani lebih dari 300 penumpang untuk rute ini.
Selama perjalanan, penumpang akan disuguhi dua kali hidangan, camilan, dan minuman tambahan seperti wine. Penerbangan selama 16 jam ini menempuh jarak 7.970 mil.
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Newark-Hong Kong, United Airlines
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Berangkat dari Bandara Newark, New York di Amerika Serikat menuju Hong Kong, penumpang yang berada dalam penerbangan ini harus siap menempuh perjalanan 16 jam sebelum tiba di tempat tujuan. Bagi yang tidak biasa, perjalanan ini akan terasa tidak nyaman.

Apalagi, United Airlines kerap menerima kritik akibat pelayanan penerbangan jarak jauhnya yang buruk dan hidangannya yang tidak sedap. Sanggupkah Anda menghadapi itu semua saat menempuh jarak 8.065 mil?
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Atlanta-Johannesburg, Delta Airlines
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Dibutuhkan empat pilot dan dua shift kru kabin untuk menangani perjalanan Delta Airlines dari Atlanta, Amerika Serikat menuju Johannesburg, Afrika Selatan. Pesawat Boeing 777LR yang digunakan untuk penerbangan sejauh 8.433 mil selama 16 jam ini membutuhkan 40.000 galon bahan bakar.

Selama perjalanan, para penumpang akan disuguhkan dua kali menu makanan, yaitu menu ala Amerika dan menu ala Afrika Selatan.
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Doha-Houston, Qatar Airways
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Qatar Airways mengoperasikan penerbangan maraton antara Doha yang panas di Qatar menuju Houston yang lembap di Texas, Amerika Serikat. Penerbangannya berlangsung 16 jam 15 menit menempuh jarak 8.047 mil.

Selama penerbangan, penumpang akan diberikan masker mata, sikat gigi, dan kaus kaki untuk membuatnya tetap nyaman. Di setiap kursi juga disediakan televisi 10,6 inch yang menyediakan ratusan judul film yang dapat ditonton selama penerbangan.
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Dubai-Los Angeles, Emirate s Airlines
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Emirates Airlines menyediakan penerbangan antara Los Angeles menuju Dubai, menempuh jarak 8.355 mil selama 16 jam 30 menit. Selama penerbangan, maskapai mewah yang berbasis di Dubai ini menyediakan sistem penerangan yang dapat membantu penumpang mengurangi dampak jetlag akibat perubahan waktu yang cukup besar di dua destinasi.
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Los Angeles-Bangkok, Thai Airways
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Maskapai asal Thailand ini melayani salah satu penerbangan terpanjang di dunia, dari Los Angeles, Amerika Serikat menuju Bangkok, Thailand. Dengan jarak 8.260 mil, armada Airbus A340-500 yang digunakan untuk melayani rute ini terbang selama 17 jam 30 menit. Untungnya, Thai Airways sudah terkenal dengan masakan penerbangannya yang lezat, jadi pasti penerbangan selama itu akan membuat penumpangnya tetap nyaman.
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Los Angeles-Singapura, Singapore Airlines
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Saat ini, maskapai Singapore Airlines masih memegang rekor sebagai penerbangan terpanjang di dunia, dengan waktu 18 jam 30 menit non stop tanpa transit dari Kota Los Angeles menuju Singapura. Penerbangan sejauh 9.500 mil ini hanya melayani 100 penumpang setiap terbang dengan armada Airbus 340-500 yang normalnya bisa menampung hingga 300 penumpang. Armada ini dibuat khusus agar tempat duduknya bisa dijadikan tempat tidur sehingga penumpang dapat beristirahat dengan nyaman.

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