Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Home » Uncategories » Inilah 5 Alasan Kita Harus Minum Kopi

Inilah 5 Alasan Kita Harus Minum Kopi

Siapa yang tidak mengenal kopi, minuman yang satu ini sangat nikmat bila diminum dalam keadaan panas mendidih. Akan tetapi sangat tidak dianjurkan apabila kita mengkonsumsi kopi secara berlebihan karena akan timbul berbagai masalah kesehatan.
Tetapi tahukan anda, dibalik semua efek negatif yang ditimbulkan dari mengkonsumsi kopi secara berlebihan, seperti insomnia, dada berdebar-debar, dll, ternyata kopi memiliki sifat unik yang sangat dibutuhkan oleh tubuh kita, salah satunya yaitu mengandung antioksidan yang lebih kuat dibandingkan makanan lain.

Dalam sebuah penelitian, manfaat kopi yang diminum dengan sedikit gula bisa memberikan efek positif yang lebih banyak daripada efek negatifnya. Berikut ini ada 5 manfaat yang unik sekaligus alasan mengapa kita harus mengkonsumsi kopi. Yang pertama adalah :

1. Menurunkan risiko diabetes tipe 2
Beberapa hasil penelitian telah menunjukkan bahwa, para penikmat kopi tanpa gula memiliki risiko rendah terkena diabetes tipe 2. Menurut sebuah hasil penelitian, wanita menopause yang minum setidaknya 4 cangkir kopi sehari mampu menurunkan risiko diabetes tipe 2 hinga 50 persen.
Peneliti dari Huazhong University of Scince and Technology menemukan sedikitnya tiga kandungan senyawa alami terkandung dalam kopi, yaitu kafein, asam kafeik dan asam klorogenik. Tiga senyawa inilah yang berjasa menangkal perkembangan racun dari protein terkait risiko diabetes tipe 2.
Diabetes tipe 2 terjadi ketika tubuh tidak memiliki cukup insulin, namun senyawa dalam kopi bekerja untuk mencegah proses produksi sel insulin dari kehancuran. Bahkan, manfaat kopi decaffein (kopi dengan kadar kafein rendah) bekerja lebih baik menurunkan risiko diabetes tipe 2.
Konsumsi kopi juga meningkatkan kadar protein yang disebut hormon seks pengikat globulin dalam darah (sex hormone binding globulin/SHBG), yang memberikan perlindungan terhadap diabetes tipe 2 pada orang yang memiliki jenis tertentu dari mutasi genetik.

2. Melawan sel kanker
Menurut Prof. Takayuki Shibamoto, ahli toksikologi lingkungan dari Universitas California, Amerika, menyatakan kopi yang baru diseduh akan memproduksi antioksidan yang penting untuk kesehatan. Para peneliti mengatakan bahwa antioksidan dapat merusak DNA dan membran-membran sel sehingga dapat menyebabkan kanker.
Pada tahun 2011, peneliti Harvard menemukan bahwa perempuan yang minum beberapa cangkir kopi sehari memiliki risiko lebih rendah terkena kanker endometrium (kanker rahim).
Penelitian lain pada tahun 2011 di Harvard menunjukkan, pria yang mengkonsumsi 6 cangkir kopi sehari, memiliki 60 persen lebih rendah terkena kanker prostat, dan 20 persen lebih rendah terkena jenis dari kanker prostat.
Selain itu, beberapa penelitian sebelumnya juga mengaitkan minum kopi dengan penurunan risiko kanker usus besar, kanker dubur, kanker mulut dan kanker kerongkongan.
Kopi mengandung ratusan senyawa kimia, seperti senyawa antioksidan dan antiinflamasi yang dapat menurunkan penanda untuk proses kerusakan peradangan.
Methylpyridinium, senyawa antioksidan yang sangat aktif karena proses pemanggangan biji kopi, ditemukan hampir dalam semua kopi. Bahkan espresso memiliki 2-3 kali jumlah senyawa antikanker.

3. Menurunkan risiko demensia
Para ilmuwan masih belum sepenuhnya memahami apa yang menyebabkan perubahan otak yang terkait dengan penyakit Alzheimer. Tetapi para ilmuwan belajar lebih banyak tentang faktor risiko demensia dan kebiasaan minum kopi hangat tampaknya dapat menurunkan risiko.
Orang yang mengonsumsi 3-5 cangkir kopi sehari 65 persen lebih rendah untuk mengembangkan demensia. Para peneliti percaya sifat antioksidan dari kopi dapat bekerja untuk mengurangi bentuk demensia vaskular. Minum kopi sudah dikenal melindungi terhadap diabetes tipe 2, penyakit kronis yang meningkatkan risiko demensia.
Penelitian pada hewan menunjukkan bahwa kafein dalam kopi dapat meningkatkan efisiensi penghalang darah otak, menggagalkan efek negatif dari kolesterol tinggi pada fungsi kognitif. Ada juga kemungkinan bahwa peminum kopi memiliki lebih banyak energi dan bergerak lebih. Peneliti menunjukkan bahwa olahraga juga merupakan pelindung terhadap demensia.

4. Melindungi dari penyakit Parkinson
Kopi membantu menurunkan risiko penyakit Parkinson bagi kaum pria. Pria yang mengonsumsi 2-3 cangkir kopi berkafein setiap hari memiliki risiko 25 persen lebih rendah dari Parkinson, dibandingkan mereka yang tidak mengonsumsi atau sedikit minum kopi.
Awalnya, peneliti tidak yakin jika kafein cukup bermanfaat melindungi pria dari parkinson. Namun, sebuah riset menemukan sebuah gen yang disebut GRIN2A, yang tampaknya melindungi penikmat kopi dari serangan penyakit Parkinson.

5. Cegah risiko depresi
Menurut sebuah hasil penelitian, mengonsumsi kopi dapat menurunkan risiko depresi. Para peneliti dari Harvard School of Public Health melaporkan, orang yang minum 4 cangkir kopi atau lebih setiap hari memiliki risiko 20 persen lebih rendah mengalami depresi. Sementara orang yang mengonsumsi 2-3 cangkir kopi sehari memiliki risiko 15 persen lebih rendah.
Ada juga beberapa bukti bahwa kopi melindungi pria dari depresi. Kafein dalam kopi dapat meningkatkan energi dan mood meski dalam jangka pendek. Para peneliti Harvard juga melihat penurunan serupa pada orang depresi yang mengonsumsi minuman ringan berkafein.
Kesimpulan
Oleh karena kopi memiliki banyak sekali manfaat yang sudah dijabarkan diatas, kopi juga mempunyai efek negatif apabila dikonsumsi secara berlebihan, terutama bagi mereka yang memiliki permasalahan dengan jantung, sangat dianjurkan untuk mengontrol konsumsi kopi agar tidak berlebihan dan tidak membebani kinerja jantung.
Maka dari itu marilah kita konsumsi minuman yang sangat nikmat ini secara bijaksana agar kita lebih mendapatkan manfaatnya daripada efek sampingnya.

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