Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

6 Proyek Percobaan Pribadi yang Luar Biasa

Justin Lee dan Oliver Yeh adalah dua MIT siswa yang memutuskan mereka ingin mengambil gambar kelengkungan bumi hanya untuk merasakan sensasi keren dan joke. Mereka menghabiskan $ 148 pada proyek dan punya foto untuk usaha mereka. Jadi, apa yang dibutuhkan untuk melakukan sesuatu yang seperti itu? Nah, selain memiliki otak ukuran Krang, mereka menggunakan balon cuaca, beberapa helium, Styrofoam cooler dan selotip. Mereka menaruh beberapa break-and-shake penghangat tangan dalam pendingin untuk menjaga kamera murah dalam ponsel prabayar dengan GPS yang mereka gunakan dari pembekuan dalam ketinggian untuk Dilacak.
Bola Diluncurkan
Balon itu terbang 18 mil ke langit - cukup pendek dari untuk mencakup atmosphere di ketinggian mulai 62 mil, tapi masih tiga kali lebih tinggi dari sebuah pesawat terbang. Dan kami benar-benar siap untuk menyebut bahwa hal yang mereka potret di sana adalah "ruang angkasa." Untuk memberikan gambaran, ketika balon itu akhirnya pecah, pendingin bir butuh waktu 40 menit untuk menyentuh tanah. Mereka secara khusus ditetapkan untuk menjaga proyek semurah mungkin sehingga mereka bisa jatuh dan terbakar berulang-ulang sampai mereka berhasil (yang mereka lakukan pada pertama kali mencoba).

Jika anda ingin mengikuti pada coattails cemerlang mereka, Anda dapat menemukan petunjuk untuk membangun kamera balon Anda sendiri di sini. Dan sementara itu mengagumkan dan semua, Anda tahu apa yang akan menjadi lebih baik?Jika Anda bisa menempatkan orang di atas sana. yang menjadi tujuan dari Kristian von Bengston dan Peter Madsen dari Kopenhagen Suborbitals.

Hal ini secara simultan dan paling mengerikan ide terbesar dalam sejarah waktu. Kedua orang telah menggunakan sumbangan untuk mendanai proyek mereka, yang akan membuat mereka kelompok non-pemerintah yang didanai pertama yang mengirim manusia ke luar angkasa jika mereka berhasil. Kokpit ini kira-kira lapang dan nyaman sebagai Pez dispenser, dan tidak ada navigasi nyata on board untuk terbang. Duo ini berharap bahwa setelah bahan bakar oksigen cair benda itu membawanya ke dalam ruang, perhitungan mereka dan "hukum aerodinamika" aman akan membimbing muatannya meluncur kembali ke bumi untuk mendarat di air diperlambat oleh parasut, sama seperti misi Apollo tua, karena tidak ada hal buruk pernah terjadi pada mereka.
5. Kapal selam
Tao Xiangli dari Cina dan Mikhail Puchkov dari Rusia kedua memanfaatkan kecerdikan mereka dan ide gilanya untuk membangun penuh kapal selam bermesin yang bisa difungsikan.
Tao menghabiskan sekitar $ 4,385 (kira-kira satu tahun penuh gajinya) dan dua tahun hidupnya membangun sub keluar dari barel. Hal ini dapat dengan aman menyelam hingga kedalaman 32,5 kaki dan memiliki periskop, motor listrik untuk dua baling-baling, tanki selam, sebuah manometer (untuk mengukur tekanan), lampu dan kamera video / monitor setup untuk melihat luar. Tao menggunakan barel karena mereka murah dan dirakit sisanya bersama-sama dengan barang - barang sisa, .
Maka Anda memiliki Puchkov, yang sangat ingin melarikan diri dari kehidupan seorang pekerja pabrik di Soviet Rusia, jadi dia mulai membangun kapal selam sendiri, meskipun mengingat badan air yang mengelilingi Rusia. Usahanya awal hanya tenggelam di air dingin, dan salah satu orang yang tidak tenggelam terjebak dalam jaring baja dan luka luka, Puchkov dua hari tinggal di sel interogasi KGB sebagai mata-mata yang dicurigai.
Ketika ia akhirnya berhasil, dia luka dengan mini fiberglass sub dengan backup sistem pedal dalam kasus motor listrik gagal. Dia dapat melakukan perjalanan di dalamnya selama sekitar 100 mil per hari, pada kecepatan 4 knot dan kedalaman 30 kaki, yang muncul untuk menjadi batas untuk kapal selam DIY dan sekitar 30 kaki lebih dalam dari kedalaman yang akan menajdi kuburan bawah air. Dan bukannya menggunakan periskop atau kamera video untuk melihat, ia hanya menggunakan kubah plastik yang berbentuk kepala, yang hanya menunjukkan kepada Anda bahwa hidup di rezim komunis yang menindas benar-benar dapat membawa keluar kreativitas orang.
4. Reaktor Nuklir
Kami telah menunjukkan Anda sebelumnya bahwa dengan bagian-bagian yang tepat, Anda seharusnya dapat membangun reaktor fusi nuklir sendiri. Sekarang, jika Anda berpikir hal semacam itu semudah dilakukan di atas kertas dan tak seorang pun benar-benar bisa membangun sebuah perangkat kerja, pikirkan lagi . Dua anak-anak dari Michigan benar-benar melakukannya , meskipun yang satu lebih sukses dari yang lain.
Tebak salah satu yang sukses? Pria di sebelah kiri, Thiago Olson, membangun reaktor fusi di lantai dasar rumahnya dimulai pada usia 15 tahun dan benar-benar mencapai reaksi fusi pada usia 17. Dia menjelajahi untuk bagian-bagian di eBay, membaca buku tentang fisika dan pertanyaan diposting di forum fusi setiap kali dia tidak bisa , membuat kita bertanya-tanya seberapa populer pertanyaan tentang rahasia ilmu nuklir di forum-forum internet ?. Orang lain adalah David Hahn 17 tahun, yang menciptakan reaktor nuklir di gudang peternakan ibunya. Sayangnya, kami tidak bisa menampilkan gambar itu, karena EPA terkubur di gudangnya dan semua percobaan di sebuah situs limbah radioaktif tingkat rendah di Utah
Hahn tidak pernah punya cukup bahan nuklir untuk mencapai massa kritis dan memulai reaksi, meskipun ia tidak berhasil dalam meradiasi seluruh lingkungannya. Meskipun ia tampaknya seorang mahasiswa miskin, ia berhasil mengumpulkan bagian-bagian yang cukup dan bahan nuklir untuk membangun dasar reaktor di peternakannya. Pada akhirnya, Hahn adalah subjek dari sebuah buku tentang bagaimana dia hampir membunuh lingkungannya.

5. RUDAL JELAJAH
Selandia Baru adalah rumah bagi Bruce Simpson, juga dikenal sebagai orang yang membangun rudal jelajah sendiri.
Simpson hanya ingin melihat apakah hal itu bisa dilakukan, dan ia diposting semua kemajuan pada website bagi seluruh dunia untuk membaca dan menyalin . Spesifikasinya menghabiskan kurang dari $ 5.000 senilai bagian (rudal terbuat dari fiberglass, stainless steel, dan lembaran plastik), dan proyek dapat diselesaikan oleh siapa saja yang memiliki akses ke alat toko biasa. Dengan Elektronik fitur sistem video, pemancar radio, GPS dan sistem kontrol penerbangan , produk dapat membawa hulu ledak 22 kilogram.

Simpson mengatakan itu hanya sebuah cara untuk menguji mesin jet. " Selain itu, ia menulis sebuah buku tentang "keberaniannya" usahanya untuk membuat senjata murah bahwa siapa pun dapat membuatnya di rumah,
2. Helikopter
Cina tidak hanya menelurkan kapal selam buatan sendiri disebutkan sebelumnya, tetapi juga merupakan rumah bagi orang yang membuat helikopter sendiri. Tapi dia tidak sendirian - tampaknya bahwa Cina memiliki kekuatan yang berkembang pada orang bersedia mengambil risiko hidup mereka dan ancaman pidana penjara ( mesin terbang buatan sendiri adalah ilegal di Cina) untuk impian membuat mesin terbang dari barang rongsokan

Tampaknya ada orang mengendarai sebuah kincir angin ke tempat kebugaran hutan. Helikopter misris dalam foto itu dibuat dengan "fisika sekolah menengah" dengan biaya sekitar $ 1.600, dan pembuat mengklaim bisa mencapai ketinggian 2.600 kaki, Lalu ada yang satu ini, yang terdengar seperti mesin pemotong rumput tua tapi yang ditampilkan di sini benar-benar bisa terangkat dari tanah.

Dan kemudian ada model ini , yang terlihat menakjubkan seperti helikopter pribadi James Bond di Episode You Only Live Twice:

In every case, these guys are building at low cost (only as high as a few thousand, for a damn helicopter) from whatever parts they can find lying around their massive testicles. Dalam setiap kasus, orang-orang yang membuat dengan biaya rendah (untuk sebuah helikopter) dari bagian apapun yang dapat mereka temukan

1. A Voice-Controlled AI Assistant
Chad Barraford pikir AI Stark suara asisten Tony (alias Jarvis) adalah bagian paling keren dalam filem Iron Man, dan ia memutuskan bahwa menunggu orang lain untuk membangun itu untuk pengisap. Jadi di antara menawarkan dukungan teknis untuk Mac, ia merancang sebuah sistem pengenalan suara dengan tujuan membantu di rumah.

Sementara Stark Jarvis adalah rumah jutaan dolar di Malibu, Barraford berhasil membuatnya dengan biaya sekitar $ 700. Yang mencakup RFID reader, sistem integrasi rumah, seorang pembicara dinding, mikrofon nirkabel dan Mac mini. Sistem ini melakukan semuanya dari meredupkan lampu samapai memberitahu Barraford tentang cuaca.
Barraford's Jarvis juga bertindak seperti jam alarm, mengubah pencahayaan berdasarkan jumlah orang yang ada di dalam rumah, untuk menghemat energi dan untuk memenuhi spesifikasi seseorang, dan lampu mati jika tidak ada adalah rumah.

Also, Barraford suffers from monthly brain-splitting migraines that put him out of commission for a day. Saat Barraford menderita migrain otak yang membuatnya tidak dapat beraktifitas.dalam hal itu, semua ia lakukan adalah mengirim IM ke Jarvis, dan komputer meredupkan layar mengirimkan email ke Boss Barraford dan mengupdate status Facebook dan Twitter sehingga ia dapat memulihkan diri tanpa terganggu

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