Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

10 Rumah yang Super Unik di Dunia

Desain dan interior rumah merupakan cerminan pribadi pemiliknya. Tak heran jika banyak keluarga yang menolak tinggal di sebuah kompleks perumahan siap huni. Mereka umumnya enggan menempati rumah 'kembar' dengan para tetangga.

Mereka lebih memilih berkreasi sendiri untuk membangun rumah impian. Mereka bahkan tak ragu mendesain tempat tinggal mereka dengan bentuk-bentuk tak lazim.

Berikut adalah 10 rumah unik, yang mungkin saja bisa menginspirasi Anda, untuk berkreasi menciptakan tempat tinggal yang menonjolkan karakter keluarga.

1. Rumah Pesawat Luar Angkasa
Rumah luar angkasaRumah unik ini terletak di 1408 Palisades Road, Chattanooga, negara bagian Tennessee, Amerika Serikat. Rumah berdiri di atas lahan 2000 square feet atau setara dengan 185,8 meter persegi. Dalam rumah terdapat tiga kamar tidur, dua kamar mandi, dapur, ruang keluarga, dan bar terbuka.

2. Rumah Teko
Rumah TekoRumah teko sebenarnya pompa bensin kecil yang dibangun pada 1922. Pembangunannya untuk menyindir skandal 'Teapot Dome' Presiden Harding dan badan federal cadangan minyak bumi di Wyoming. Rumah teko itu merupakan pompa bensin tertua di negara bagian tersebut dan tidak lagi digunakan.

3. Rumah Boeing 727
Rumah Boeing 727Menjadikan pesawat boeing sebagai rumah tentu tidak murah. Dibutuhkan dana sekitar US$ 2.000 atau sekitar 20 juta untuk membangunnya. Itu belum termasuk biaya pemindahan senilai US$ 4.000, dan biaya renovasi senilai US$ 24.000.

Rumah yang memilik total investasi senilai US$ 30.000 itu dilengkapi dengan tangga terbuka dan pintu garasi yang dilengkapi remote control. Kamar mandi pesawat dibiarkan utuh dan terdapat jacuzzi di bagian kokpit.


4. Rumah Toilet
Rumah ToiletRumah berbentuk toilet ini dinamakan Haewoojae, yang berarti rumah untuk memuaskan kekhawatiran pria. Terletak di Suwon, sekitar 46 km (29 mil) sebelah selatan Seoul, Korea Selatan. Aktivis sanitasi Korea Selatan akan menandai awal munculnya asosiasi toilet global pada 21 November 2007, dengan mengangkat tutup pada rumah toilet pertama di dunia yang memiliki banyak ruang penyimpanan air.

5. Rumah Kerang
Rumah Kerang Rumah berbentuk kerang lengkap dengan kamar tidur, kamar mandi dan dapur ini dirancang dan dibangun oleh tim dari Senosiain Arquitectos di Mexico City, Meksiko.

6. Rumah Sepatu
Rumah Sepatu Sepatu warna coklat, berukuran besar dan bisa dimasuki manusia. Itu adalah rumah sepatu yang terletak di Hellam, Pennsylvania, Amerika Serikat. Dibuat oleh Kolonel Mahlon M. Haines, seorang ahli pembuat sepatu, pada 1948. Terdiri tiga kamar tidur, dua kamar mandi, dapur dan ruang keluarga. Sempat menjadi tempat penyimpanan es krim, rumah sepatu tersebut saat ini menjadi sebuah museum.

7. Rumah terbalik
Rumah TerbalikRumah yang membuat pusing orang yang melihatnya karena terbalik ini terletak di Szymbark, Polandia. Diciptakan oleh Daniel Czapiewski untuk mendeskripsikan masa komunis dan kondisi saat ini.

8. Rumah Kubus
Rumah KubusTerletak di Rotterdam, Belanda, rumah kubus terdiri 32 rumah yang berhubungan satu sama lain. Rumah yang tiap kubusnya terdiri dari tiga lantai, ini dirancang oleh Piet Blom pada 1984.

9. Rumah Gelembung
Rumah GelembungRumah yang berhias gelembung-gelembung ini terletak di Cannes, Prancis. Pada awal tahun 1980an, perancang busana ternama, Pierre Cardin, membeli rumah unik ini untuk liburan musim panas. Rumah gelembung dirancang oleh Antti Lovag.

10. Rumah Eliphante
Rumah EliphanteProses pembuatan rumah Eliphante ini memakan waktu yang sangat lama yaitu 28 tahun. Hal itu karena pasangan suami istri pemilik rumah, Michael Kahn dan Leda Livanti, membangunnya dengan tangan sendiri. Terletak di Conrville, Arizona, Amerika Serikat, rumah ini terlihat seperti galeri seni karena menjadikan sisa-sisa bangunan sebagai hiasan pada dinding rumah.


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