Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.

8 Hal yang Paling Mengganggu Saat Lagi Nonton Bioskop


Nonton bioskop adalah hal yang menyenangkan; layarnya gede, sound sytemnya bagus, kursinya enak lagi. Masalahnya, terkadang kalo nonton bioskop itu suka ada hal-hal yang sungguh mengganggu dan bikin pengalaman nonton bioskop jadi kurang menyenangkan. Berikut ini adalah hal-hal yang paling menganggu saat nonton bioskop.

1. Anak Kecil

Kamu mungkin berpikir kalau anak kecil adalah makhluk hidup yang polos dan tidak berdosa. Tapi, anak kecil itu bisa sangat mengganggu, apalagi ketika berada di dalam bioskop. Biasanya gangguan yang ditimbulkan anak kecil itu dalam bentuk pertanyaan-pertanyaan yang tidak hentinya selama film, seperti misalnya:
Pah, itu kok ikannya warna orange?
Pah, kenapa donatnya dibuang?
Pah, kenapa dia pake topeng? Dia takut ya?
Pah, aku mau pipis.
Pah, abis ini beli mainan?
Aarrggh berisik!!!

2. Orang Teleponan

Sebenernya kan sebelum nonton film itu udah dikasih peringatan yah soal jangan nelpon di dalem teater. Tapi rupanya sekedar peringatan itu terkadang emang gak cukup bagi beberapa orang. Masih cukup banyak lho orang-orang yang dengan lapang dada tetep nelpon di dalam bioskop. Malahan kadang-kadang suaranya keras banget kayak lagi di pasar. Kalo udah ketemu orang kayak gini, rasanya pengen ngerebut HP-nya, buang ke lantai, trus injek pake sepatu besi.

3. Tendang-tendang Kursi

Ini sih udah jelas lah ya, masalah klasik dari jaman dahulu kala. Kalo dia gak berhenti-berhenti juga nendangin kursi kamu padahal udah kamu bilangin…Hmm, gimana yah. Kelitikin aja telapak kakinya pake bulu. Biar geli. Kayak di kartun-kartun jaman dulu gitu deh.

4. Makanan Bau / Berisik

Bau butter popcorn ketika nonton bioskop itu adalah hal yang wajar dan tidak mengganggu, karena baunya enak. Tapi katakanlah kalo kamu lagi nonton, terus tiba-tiba teaternya bau duren atau bau pete. Lumayan ganggu kan yah? Kurang sesuai dengan suasana gitu, apalagi kalo kamu lagi nonton film drama. Selain itu, makanan yang berisik kayak keripik singkong juga lumayan ganggu sih, apalagi kalo filmnya banyak ngomong. Makan tuh yang gak berbunyi dan gak berbau ajalah.

5. Orang yang Gak Kuat Nonton

Terkadang, ada orang-orang yang sebenernya gak kuat nonton film horror atau action, tapi memaksakan diri untuk tetap nonton kedua genre tersebut di bioskop. Jadinya…yah sepanjang film istighfar terus deh. Ini true story lho. MBDC pernah duduk di sebelah seorang ibu yang sepanjang film gak berhenti-berhenti bilang astagfirullah.

6. Orang yang Telat

Apalagi kalo telatnya lama banget. Katakanlah udah setengah jam, pas filmnya udah mulai seru. Udah gitu datengnya bergerombol, berisik, trus pake acara salah tempat duduk lagi. Tambah nyebelin kalo sambil jalan masih pake acara ketawa-ketawa kenceng trus salah satu dari gerombolan itu ada yang ngomong “Kayaknya pada ngeliatin kita deh” Ya menurutloooo.

7. Orang yang Ketawanya Berlebihan

Ketawa pas lagi nonton film komedi mah wajar yah. Tapi kalo ketawanya 5 menit gak berhenti-berhenti terus model ketawanya kayak gimana yaa…ganggu banget sih.

8. Nyalain Alat yang Ada LCD-nya

Salah satu hal yang paling enak dari nonton bioskop adalah karena ruangannya gelap, sehingga kamu bisa fokus ke layar ajah, bukan yang lain. Nah, kalo ada yang tiba-tiba nyalain handphone atau katakanlah tiba-tiba nyalain kamera karena dia mau ikutan kuis yang mengharuskan dia motret sesuatu di layar bioskop…Itu berarti distraksi untuk ruangan yang gelap itu kan. Ya ganggu aja sih. Oh sama sebenernya motret di bioskop itu gak boleh lho. Just in case ada yang belum tahu sih.
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