Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Auto insurance can include a wide range of coverage, from liability-only to coverage that will fix the smallest dent or scratch on your car's paint job. With auto insurance being required by law in many places, you may be confused as to what kind of coverage you need. This article will explain the basics and help you learn what you need to know about car insurance. Being a careful driver can really save you money on insurance. Obviously, insurers would rather insure good drivers and will provide lower rates for good drivers, but did you know that causing an accident can make your insurance rates nearly double? It is abundantly clear that driving safely is one of the best ways to keep your insurance rates low! To get the most for your money when pricing automobile insurance, be sure to consider the extras that are included with some policies. You can save on towing costs with emergency roadside assistance that is included by some insurers. Others may offer discounts for good drivers or including more than one car on your policy. A simple way to save a bit of money on your auto insurance, is to find out whether the insurance company gives discounts for either paying the entire premium at once (most will give you a small discount for doing this) or taking payments electronically. Either way, you will pay less than shelling out each month's payment separately. One of the best ways to get great deals on automobile insurance is to speak to someone in person or at least on the phone. Insurance is automated and very easy to get online, but actually speaking with someone allows for the back-and-forth Q "�n' A session that may introduce you to some discounts you did not previously know about. It is vital that when making an automobile accident claim, that you have all the information available for the insurance company. Without it, your claim may not go through. Some things you need to have ready for them include the make and year of the car you got into an accident with, how many people were in each car, what kinds of injuries were sustained, and where and when it happened. Know different coverage options, and check to be sure your insurance provides the best coverage. Liability is important both for damage you cause to other people, and damage you cause to yourself or your own property. Other types of coverage that you need include protection from uninsured drivers and damage from fire or other disasters. With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father. You might be able to save on auto insurance by obtaining a bundled insurance package. Search for these types of offers, especially those that bundle auto and homeowners insurance. Ensure you are paying an affordable rate for good coverage as sometimes two sets of insurance is the better option. Write down a list of each discount your insurance company offers. Go through that list and put a check mark next to any that apply to you. You might be surprised at how much you can save by claiming discounts. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. When you go hunting for car insurance bargains, do not neglect your employer as a potential source of discounts. Many companies - even relatively small ones - have arrangements with insurers to get volume discounts for their employees. If your employer has such a program in place, you might realize significant savings by taking advantage of it. To ensure you continue to get the best possible car insurance, it is wise to do a little comparison shopping against your current policy from time to time. Doing this about a month before your policy renews is a great strategy. This allows you to take advantage of a better offer or use it to negotiate a new rate with your current insurer. When trying to get affordable auto insurance, keep in mind your state's minimum liability coverage requirements. You need to know what minimums to obtain so that you can get a policy that matches these particular minimums. You can find a list of your state's minimums at your state's insurance commissioner's website. Consider switching your current insurance to a lower coverage policy to save a few more dollars. Depending on your state's insurance requirements and if you are leasing or renting to own a vehicle, you may be able to lower your insurance coverage to save a little extra money each month. If you finance your vehicle, your lender may have requirements governing the level of auto insurance you must maintain during the duration of the loan. Generally, the requirements relate to how high you can have your deductible. Check with your lender before signing a new policy to avoid any conflicts. Ask your auto insurance company if they will give you a discount, due to whatever your chosen profession is. Some companies give rate discounts to customers who work in certain fields because they feel that you are a lower risk, due to your skills or the way that you may live your life. You can protect your car, yourself, and your passengers with the right car insurance coverage. Without it, you could find yourself in serious debt should an accident occur, and possibly even on the wrong side of the law. With the knowledge you have gained from this article, you are now well prepared to look for car insurance.
Home » Uncategories » 5 Kecanggihan Negara Luar yang Bisa Bikin Kamu Terlihat Norak

5 Kecanggihan Negara Luar yang Bisa Bikin Kamu Terlihat Norak


Jalan-jalan ke luar negeri memang menyenangkan, apalagi kalau kita bisa liat kecanggihan negara lain yang beda banget dari negara-negara dunia ketiga kaya Indonesia. Nah, biasanya saking terpesonanya kita suka jadi norak pas ketemu hal-hal keren di luar negeri. Daripada malu-maluin, mending lihat dulu bocorannya!

1. Tap Water

Jangan heran lihat orang minum langsung dari keran! Di negara maju seperti Amerika atau Jepang, minum air langsung dari keran sudah biasa. Mereka gak perlu rebus air dulu di teko. Air yang keluar dari keran udah aman-aman aja untuk diminum langsung. Biasanya kamu juga bisa nemuin tap water ini di stasiun kereta atau tempat umum lainnya.
Tips Anti Norak: Jangan minum dengan mulut menempel keran, kamu bisa dipelototin orang-orang karena dianggep jorok. Kalau mau refill botol minum dengan keran, jangan bawa galon buat persediaan orang sekampung. Jangan coba-coba gosok gigi di sana apalagi cuci kaki!

2. MRT Station

Kalau di Jakarta ada TransJakarta, kebanyakan negara maju punya MRT alias mass rapid transportation yang bisa disebut kereta cepat. Jalurnya mirip-mirip busway lah, tapi lebih canggih lagi mereka nggak perlu supir buat mengemudi kereta itu. Udah gitu MRT ini tingkat ketepatan waktunya itu hitungan menit. Jadi kalo dia bilang 3 menit lagi kereta sampe, ya beneran dalam 3 menit keretanya sampe. Gak bakalan telat barang 1 menitpun. Emangnya TransJakarta, bisa 1 jam gak nongol-nongol, trus sekalinya nongol borongan. Penuh semua lagi.
Tips Anti Norak: Beli karcis dulu di mesin. Jangan sampai hilang ya. Soalnya nanti kamu gak bisa keluar dari stasiun. Perhatikan lampu dan pengumuman kapan pintu dibuka atau ditutup, salah-salah kamu bisa kejepit pintu yang bikin sakit dan malu. Sebelum masuk kereta, biarkan orang yang mau keluar lewat dulu. Inget, ini bukan Jakarta dimana orang-orangnya suka berusaha ngerangsek masuk, padahal ada banyak yang pengen keluar. Gak usah sok-sok gak pegangan dalam kereta, karena guncangan cukup kencang bakal bikin kamu oleng ke kanan-kiri. Inget ya, MRT gak ada supir jadi jangan suka salahin supir yang suka ngerem mendadak pas MRT berhenti cukup kencang!

3. Jalur Sepeda

Kalau di Jakarta, motor punya jalur sendiri di jalan raya, alias semua-jalan-punya-gue yang bikin kamu sebagai pejalan kaki atau pengendara sepeda dan mobil kesel setengah mati. Beberapa Negara di Eropa sudah punya jalur sepeda yang khusus di jalan raya dan harus hati-hati karena jumlah mereka banyaknya kayak motor di Jakarta deh. Sebenernya di Jakarta, tepatnya di daerah Blok M – Barito ada sih jalur sepeda. Tapi jalur sepedanya pendek banget dan kayaknya sih lebih sering digunakan oleh, yup, pengendara motor.
Tips Anti Norak:  Lihat kanan kiri, berhubung jalur jalanan berbalik dengan Indonesia jangan sampai kamu diseruduk sepeda karena salah lihat arah jalanan. Kalau telanjur diseruduk, kamu bisa sih sombong “Eh, waktu gue ke Belanda gue ditabrak sepeda gitu, sakit sih tapi keren lho..jalur sepedanya!”

4. Bel di Bus

Kalau biasanya kamu harus ketok-ketok atap bus atau teriak ke kenek “Kiri..kiri” kalau mau turun dari angkot, nggak usah susah-susah teriak kalau naik angkot. Bel di bus ini ada hampir di semua negara maju. Jadi kamu tinggal pencet belnya, maka si bus bakal berhenti.
Tips Anti Norak: Tekan tombol bel buat berhenti, tapi bukan buat berhenti sembarangan karena bus mereka tetap akan berhenti di halte yang ada. Ada alasan kenapa mereka itu jadi negara maju dan kita masih gini-gini aja.

5. Tombol di Lampu Merah

Susah memang jadi pejalan kaki di negeri sendiri. Tapi kalau kamu jalan kaki di luar negeri, kamu bisa jadi raja di jalanan! Mau nyebrang jalan gak usah deg-degan diserempet motor yang nggak bisa bedain warna lampu merah atau pengendara mobil yang nggak sabaran sama klaksonnya. Ada tombol di lampu merah untuk pejalan kaki menyebrang jalan. Tinggal pencet, tunggu bentar, trus begitu lampu nyebrangnya ijo, kamu bisa nyebrang deh!
Tips Anti Norak: Tekan bel lampu merah sekali saja, nanti lampu berganti sendiri kok. Sambil nunggu lampu jadi hijau, jangan tergoda buat nyebrang duluan ya. Siap-siap diseruduk mobil nanti..
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